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Instant payments, BaaS and GenAI: A fintech industry review of 2023

December 20, 2023

With the end of 2023 on the horizon, FinTech Futures takes a look back over a year full of highs, lows, innovations, challenges, and transformative moments across the fintech landscape, featuring insights from the likes of JP Morgan Chase, Citi, IBM, Nova Credit, and Arteria AI.

All in for AI

Artificial intelligence (AI) has taken the opportunity to firmly and forever make its mark within all faculties of financial services. Building on the successful applications of previous years, the technology has this year, with the rise of generative AI (GenAI) in particular, become a proven mainstay in the realms of credit decisioning, operational efficiency, risk management, anti-fraud efforts, and ultimately, the realisation of key growth areas.

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