Dean Claiborne

Dean Claiborne

Financial Solutions Expert
Dean Claiborne is an expert in banking and finance. He possesses a deep understanding of banking operations, investment strategies, corporate governance, and the latest advancements in financial technology. His insights provide guidance to stakeholders and investors, earning him a reputation as a trusted advisor within the industry.
Can Sector-Specific Usury Rates Improve Credit Access in Colombia?
Lending & Investment Can Sector-Specific Usury Rates Improve Credit Access in Colombia?

In Colombia, the pervasive issue of financial exclusion has left vulnerable populations grappling with exorbitant interest rates and limited access to formal credit systems. Gabriel Santos, president of Colombia Fintech, has championed a transformative proposal: establishing sector-specific usury

Is Decentralized Finance the Future of the Financial Industry?
Blockchain & Cryptocurrency Is Decentralized Finance the Future of the Financial Industry?

Decentralized Finance, also known as DeFi, is rapidly emerging as a transformative force in the financial industry. By leveraging the power of blockchain technology and digital currencies, DeFi seeks to redefine the traditional financial ecosystem by facilitating peer-to-peer transactions without

Fintech Trends to Keep in Mind for Your 2025 Innovation Journey
Editorial Fintech Trends to Keep in Mind for Your 2025 Innovation Journey

New technology advancements have been affecting the entire world, reshaping what innovation means not only for businesses of all sizes but for all industries too.  The fintech has also been a victim of uncertainty, fast-paced market changes, and pain points marked by the evolution of digital

How Did P2P's Early Launch Make Financial Management Easier for Brazilians?
Trends & Innovation How Did P2P's Early Launch Make Financial Management Easier for Brazilians?

In a world where financial management is crucial for everyday living, the early launch of P2P, a digital finance platform tailored for the Brazilian community in the U.S., represents a significant achievement. This achievement was accomplished through the collaboration between P2P and Mbanq, a

How Will Blockchain Revolutionize Financial Services by 2030?
Blockchain & Cryptocurrency How Will Blockchain Revolutionize Financial Services by 2030?

Blockchain technology is poised to revolutionize the financial services industry by 2030, offering unprecedented levels of automation, transparency, efficiency, and security. As we delve into the multifaceted impact of blockchain on financial services, we will examine its applications, growth

AI, Payments, and Digital Banking: Fintech Predictions for 2025
Digital Banking & Payments AI, Payments, and Digital Banking: Fintech Predictions for 2025

The financial technology (Fintech) landscape is rapidly evolving, driven by advancements in artificial intelligence (AI), regulatory changes, embedded finance, and digital transformation. As we look ahead to 2025, several transformative trends are expected to reshape the industry. This article

Telcoin Bank Becomes First Regulated Crypto Bank in the United States
Trends & Innovation Telcoin Bank Becomes First Regulated Crypto Bank in the United States

The financial industry is on the brink of a significant transformation as blockchain technology continues to make inroads into traditional banking, and Telcoin's recent achievement is a testament to this ongoing shift. Telcoin, a pioneer in blockchain-based financial services, has received

DOD Final Rule Extends SBIR/STTR Data Rights Protection to 20 Years
Regulatory & Compliance DOD Final Rule Extends SBIR/STTR Data Rights Protection to 20 Years

Imagine a scenario where small businesses engaged in innovation and technology development secure their data for an extended period without the dread of premature relinquishment. The recent rule published by the Department of Defense (DOD) on December 17, 2024, aims to establish precisely that. The

PayPal and Blockchain: Navigating a Hybrid Future in Fintech Evolution
Digital Banking & Payments PayPal and Blockchain: Navigating a Hybrid Future in Fintech Evolution

In a rapidly evolving digital landscape, the dynamic relationship between PayPal and blockchain technology exemplifies the shifting paradigms within the fintech sector. Established as a leading digital wallet, PayPal has long provided users with a convenient and secure platform for online

The Rise of Private Credit in 2024: Opportunities and Hidden Risks
Lending & Investment The Rise of Private Credit in 2024: Opportunities and Hidden Risks

In 2024, complex debt products such as Collateralized Loan Obligations (CLOs) and private credit structures have gained remarkable prominence within the financial landscape. Promising substantial returns, these instruments have successfully attracted a considerable number of investors while

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