Editorial

The crash of Wall Street in 2008 plunged the world into its most significant recession since the Great Depression. Local currency emerged as a solution that could buffer communities against rising inflation. Incentivizing communities to shop locally and creating local currency have really taken off

If you’re a freelancer, you probably know full well what the benefits of this lifestyle are. You can work from a café in Paris or the comfort of your bed if that’s what you want, and set your own working hours, all while being in control over every aspect of your professional career. However, unli

Some startups seem like they went from a moment of ingenuity to a full-on market disruptor overnight. No, it’s not an entrepreneur who won the jackpot and had millions to invest within the blink of an eye. In fact, the odds are that some of these small businesses owe a big part of their success to c

If you’re looking for a new and potentially extremely profitable investment opportunity, then Non-Fungible Tokens (NFTs) could be a solid option. These digital assets are the latest trend that has taken Wall Street by storm, and it’s even made investors second-guess their investment choices. NFTs ar

At its core, credit risk assessment is the process used by banks and financial institutions to evaluate the likelihood of a borrower defaulting on their obligations. This assessment is critical in the decision-making process for extending credit, setting loan terms, and determining interest rates.

It’s been just eight months since the largest supporter of tech startup funding, Silicon Valley Bank (SVB) collapsed, triggering the fall of crypto’s preferred institution, Signature Bank. In an industry plagued by inflation, mass layoffs, and recessionary conditions, what is the future of the fin