Kofi Ndaikate is well-versed in the dynamic world of Fintech. His expertise spans various industry areas, from blockchain and cryptocurrency to regulation and policy. Today, we delve into Circle's new Payments Network (CPN) and its potential impact on global finance. Can you explain what
In a market known for its volatility and unpredictability, certain cryptocurrencies have experienced remarkable gains, defying common trends and attracting significant investor interest. Tokens such as Kaspa, Raydium, Celestia, and Kaia have been among the top performers, driven not only by market
Financial exclusion has long plagued millions worldwide, particularly in areas where traditional banking infrastructure is lacking. With limited access to financial services, unbanked populations often rely on cash—a system fraught with inefficiencies and security risks. The lack of formal banking o
A staggering $230 billion is projected to be generated from embedded finance by the end of the year. This financial revolution is driven not by traditional banking apps but by seamless integrations into daily digital experiences such as e-commerce platforms, ride-hailing services, and payroll
Amid rising global tensions and shifting economic power dynamics, the BRICS nations—Brazil, Russia, India, China, and South Africa—are making headlines with their ambitious plans to create a new global payment system. This system, known as BRICS Pay, aims to challenge the dominance of the SWIFT net
Europe is making a concerted effort to detach itself from reliance on American and Chinese digital payment systems. This initiative, driven by the European Central Bank (ECB), aims to safeguard the continent's financial sovereignty and enhance its competitive edge in the global digital
