Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
Banks Accuse Meta of Profiting From Scams
Regulatory & Compliance Banks Accuse Meta of Profiting From Scams

As digital transactions become increasingly integral to daily life, a contentious debate has erupted between the financial sector and social media behemoths over who should bear the responsibility for the escalating epidemic of online scams. Financial institutions are now openly challenging social

WealthTech Market Contracts as New York Becomes New Hub
Lending & Investment WealthTech Market Contracts as New York Becomes New Hub

A dramatic cooling has swept through the once-feverish WealthTech sector this year, signaling a fundamental realignment that has not only slashed investment but also redrawn the industry's geographic and strategic maps. As investors pivot from speculative growth to sustainable profitability, the

Swipe Fees Create a Hidden Tax on All Consumers
Digital Banking & Payments Swipe Fees Create a Hidden Tax on All Consumers

The convenience of a simple credit card tap at the checkout counter now conceals a staggering financial undercurrent, a system that collected enough from American merchants last year to cover two full months of groceries for every household in the nation. This vast, often invisible, flow of money

Eurobank Partnership Democratizes Investing in Greece
Lending & Investment Eurobank Partnership Democratizes Investing in Greece

A new digital investment platform born from a strategic alliance between Greece's Eurobank and the WealthTech firm everyoneINVESTED is poised to fundamentally reshape personal finance by making investing an accessible, automated part of daily life for the average citizen. This initiative, called

UK Regulators Invite Crypto Firms to Shape New Rules
Regulatory & Compliance UK Regulators Invite Crypto Firms to Shape New Rules

The United Kingdom is orchestrating a landmark shift in its approach to digital assets, decisively moving away from a historically cautious and often exclusionary stance toward one of strategic collaboration. In a pivotal development, the Financial Conduct Authority (FCA) has formally invited

Is Saylor's Bitcoin Vision the Future of Banking?
Digital Banking & Payments Is Saylor's Bitcoin Vision the Future of Banking?

In a world where traditional financial institutions offer diminishing returns, Michael Saylor has emerged with a radical proposition that seeks to fundamentally rewire the global banking system by placing Bitcoin at its very core. His vision entails nation-states adopting a new digital banking

Visa's New Fee Program Creates Chaos for Merchants
Digital Banking & Payments Visa's New Fee Program Creates Chaos for Merchants

The October Surprise How a Fee Overhaul Blindsided American Businesses In a move that sent shockwaves through the American business community, Visa’s sudden implementation of its Commercial Enhanced Data Program (CEDP) triggered immediate and widespread financial disruption that continues to

Airwallex Raises $330M to Reach $8B Valuation
Lending & Investment Airwallex Raises $330M to Reach $8B Valuation

In an increasingly interconnected global economy, modern businesses continue to grapple with the cumbersome and fragmented nature of traditional financial systems, a challenge that one fintech giant is tackling with a monumental new infusion of capital. Airwallex, a financial platform designed for

Crypto Wealth at Risk: Estate Planning Crisis Unveiled
Lending & Investment Crypto Wealth at Risk: Estate Planning Crisis Unveiled

Imagine building a fortune in cryptocurrency—millions in bitcoin or ethereum amassed through savvy investments—only to have it vanish into the digital ether after your passing, leaving loved ones with nothing. This nightmare scenario is becoming a harsh reality for countless families as the crypto

How Is Bitcoin Liveliness Shaping Future Payroll Systems?
Digital Banking & Payments How Is Bitcoin Liveliness Shaping Future Payroll Systems?

Imagine a world where your paycheck isn’t just a direct deposit in dollars, but a seamless transfer of digital currency that reflects the pulse of a global market. This isn’t a far-off fantasy—it’s a reality taking shape as businesses increasingly turn to Bitcoin and other cryptocurrencies for

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