Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
Is AI the Key to Surviving the WealthTech Downturn?
Lending & Investment Is AI the Key to Surviving the WealthTech Downturn?

With a deep understanding of the forces shaping the financial technology landscape, Kofi Ndaikate is a leading voice in FinTech investment analysis. His work provides critical insights into the trends defining the industry, from market contractions to the rise of AI-driven platforms. Today, we

Trend Analysis: Small Business Financing
Digital Banking & Payments Trend Analysis: Small Business Financing

In the fierce arena of small business survival, where every dollar counts, a new front has opened as financial titans like Visa and American Express now compete to become the indispensable partner for local entrepreneurs. The competition for the small business market is intensifying, signaling a

Transform Financial Reports Into Client Conversations
Lending & Investment Transform Financial Reports Into Client Conversations

The annual tax closing period traditionally signifies a time of administrative burden and data-heavy paperwork for both financial advisors and their clients, but it also represents a frequently overlooked opportunity to redefine the advisor-client relationship. By strategically reframing this

Is AI the Future of Financial Prospecting?
Lending & Investment Is AI the Future of Financial Prospecting?

Today, we sit down with Kofi Ndaikate, a leading voice in the dynamic world of FinTech whose expertise ranges from blockchain to regulatory policy. We'll explore the transformative impact of AI on financial prospecting, focusing on how new technologies are reshaping advisor workflows, the ethics of

1st MidAmerica CU Data Breach Affects 131,070
Lending & Investment 1st MidAmerica CU Data Breach Affects 131,070

A significant data breach originating from a third-party software vendor has compromised the sensitive personal information of over 131,000 individuals associated with 1st MidAmerica Credit Union, a not-for-profit financial institution serving members across Illinois and Missouri. The incident,

What Is Fueling Loomis Pay's European Expansion?
Digital Banking & Payments What Is Fueling Loomis Pay's European Expansion?

A company historically synonymous with armored trucks and secure cash transport is now making significant inroads into the digital payments arena, a pivot that signals a profound transformation in how modern commerce operates across Europe. This strategic shift from physical currency to digital

ThetaRay Taps Goldman Sachs Vet Brad Levy as New CEO
Regulatory & Compliance ThetaRay Taps Goldman Sachs Vet Brad Levy as New CEO

In the intricate landscape of global finance, where the line between legitimate transactions and illicit activities becomes increasingly blurred, the leadership steering anti-financial crime technology companies is more critical than ever. This transition at the top of ThetaRay, a prominent

Is Wealth Management Ready for Private Markets?
Lending & Investment Is Wealth Management Ready for Private Markets?

The relentless democratization of private markets has thrust a once-exclusive asset class into the portfolios of mainstream investors, yet the underlying operational systems within wealth management often remain stuck in a bygone era of spreadsheets and manual data entry. This growing disconnect

Will AI Define the Future of U.S. Banking Payments?
Digital Banking & Payments Will AI Define the Future of U.S. Banking Payments?

The American financial landscape is undergoing a seismic shift, as the long-held demand for instant, intelligent transactions moves from a niche expectation to a mainstream requirement, pushing traditional payment infrastructures to their breaking point. Legacy systems, once the unshakeable bedrock

Want DeFi Rewards Without the Complexity?
Blockchain & Cryptocurrency Want DeFi Rewards Without the Complexity?

Decentralized Finance (DeFi) has long captivated the financial world with its promise of high-yield opportunities and greater user control, yet for many, this promise remains tantalizingly out of reach. The prospect of earning significant rewards on digital assets is often overshadowed by a

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