Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
Will Flutterwave and Mono Redefine African Fintech?
Trends & Innovation Will Flutterwave and Mono Redefine African Fintech?

The rapid evolution of Africa's digital economy has reached a pivotal juncture, marked not by the launch of a new disruptive startup but by the strategic union of two of its most influential technology players. In a move that sends ripples across the continent's burgeoning financial technology

Is Alpaca Building the Stripe for Global Investing?
Lending & Investment Is Alpaca Building the Stripe for Global Investing?

In a financial technology landscape where building investment products often requires navigating a fragmented and costly maze of legacy systems, one company is quietly laying the foundational "plumbing" for a new global era of accessible investing. Fresh off a significant capital raise and armed

How Will This Deal Reshape African FinTech?
Trends & Innovation How Will This Deal Reshape African FinTech?

In a defining moment for Africa's burgeoning financial technology sector, the all-stock acquisition of Nigerian open banking startup Mono by payments behemoth Flutterwave has sent ripples across the continent, signaling a new era of strategic consolidation. This transaction, valued between $25

LIC Housing Finance Secures AAA Rating for Growth
Lending & Investment LIC Housing Finance Secures AAA Rating for Growth

In the highly competitive landscape of financial services, securing the highest possible credit rating is a powerful affirmation of stability and trustworthiness, unlocking new avenues for capital and growth. LIC Housing Finance has recently achieved this distinction, receiving a 'CARE AAA; Stable'

Can Polygon Revolutionize U.S. Stablecoin Payments?
Digital Banking & Payments Can Polygon Revolutionize U.S. Stablecoin Payments?

While digital information traverses the globe in milliseconds, the systems moving actual value often lag behind, tethered to antiquated processes that can take days to complete and accumulate significant costs. This deep-seated inefficiency in global finance has long awaited a modern solution, and

How UK Beginners Can Avoid Costly Crypto Mistakes
Blockchain & Cryptocurrency How UK Beginners Can Avoid Costly Crypto Mistakes

The rapid expansion of the digital asset market has drawn an unprecedented wave of retail participants from the United Kingdom, each hoping to capitalize on the transformative potential of blockchain technology. However, this influx has been accompanied by a stark reality: a significant percentage

Why Are Whales Investing in Mutuum Finance?
Lending & Investment Why Are Whales Investing in Mutuum Finance?

In a digital asset market saturated with fleeting trends and speculative ventures, identifying a project with both immediate momentum and long-term utility has become the paramount challenge for sophisticated investors. The movement of significant capital, often referred to as "whale" activity,

Finastra Trade Innovation – Review
Lending & Investment Finastra Trade Innovation – Review

The successful digital transformation of trade finance operations hinges on replacing fragmented legacy infrastructure with unified, intelligent platforms that can support global business at scale. This review explores the evolution of PT. Bank Negara Indonesia's (BNI) trade finance operations

Can ElevateFi Build a Truly Sustainable DeFi Community?
Blockchain & Cryptocurrency Can ElevateFi Build a Truly Sustainable DeFi Community?

The decentralized finance landscape is littered with projects that promised revolutionary returns but ultimately succumbed to volatile market pressures and fleeting user engagement, leaving many to question if long-term sustainability is even possible. Against this backdrop, a new protocol

How Will Open Banking Change Your Mortgage?
Trends & Innovation How Will Open Banking Change Your Mortgage?

The arduous journey of securing a home loan has long been defined by a mountain of paperwork, where applicants spend hours, or even days, gathering, scanning, and emailing countless financial documents to prove their creditworthiness. This cumbersome and often frustrating process is finally

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