Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
What Is Fueling Loomis Pay's European Expansion?
Digital Banking & Payments What Is Fueling Loomis Pay's European Expansion?

A company historically synonymous with armored trucks and secure cash transport is now making significant inroads into the digital payments arena, a pivot that signals a profound transformation in how modern commerce operates across Europe. This strategic shift from physical currency to digital

ThetaRay Taps Goldman Sachs Vet Brad Levy as New CEO
Regulatory & Compliance ThetaRay Taps Goldman Sachs Vet Brad Levy as New CEO

In the intricate landscape of global finance, where the line between legitimate transactions and illicit activities becomes increasingly blurred, the leadership steering anti-financial crime technology companies is more critical than ever. This transition at the top of ThetaRay, a prominent

Is Wealth Management Ready for Private Markets?
Lending & Investment Is Wealth Management Ready for Private Markets?

The relentless democratization of private markets has thrust a once-exclusive asset class into the portfolios of mainstream investors, yet the underlying operational systems within wealth management often remain stuck in a bygone era of spreadsheets and manual data entry. This growing disconnect

Will AI Define the Future of U.S. Banking Payments?
Digital Banking & Payments Will AI Define the Future of U.S. Banking Payments?

The American financial landscape is undergoing a seismic shift, as the long-held demand for instant, intelligent transactions moves from a niche expectation to a mainstream requirement, pushing traditional payment infrastructures to their breaking point. Legacy systems, once the unshakeable bedrock

Want DeFi Rewards Without the Complexity?
Blockchain & Cryptocurrency Want DeFi Rewards Without the Complexity?

Decentralized Finance (DeFi) has long captivated the financial world with its promise of high-yield opportunities and greater user control, yet for many, this promise remains tantalizingly out of reach. The prospect of earning significant rewards on digital assets is often overshadowed by a

Could Your Bot Traffic Become a Revenue Stream?
Digital Banking & Payments Could Your Bot Traffic Become a Revenue Stream?

The relentless hum of automated bots scraping websites has long been considered a costly nuisance that drains server resources, but a fundamental shift is underway that redefines this traffic as a potential asset. This is not a futuristic concept; it is a reality unfolding within sophisticated AI

Why Is Wall Street Choosing Blockchain Over Bitcoin?
Blockchain & Cryptocurrency Why Is Wall Street Choosing Blockchain Over Bitcoin?

A profound transformation is quietly underway within the world's most powerful financial institutions, one that promises to redefine the very nature of assets and markets. While public attention has often fixated on the volatile price of Bitcoin, industry titans like BlackRock's CEO Larry Fink are

What Happens When a Firm Ignores AML Risk?
Regulatory & Compliance What Happens When a Firm Ignores AML Risk?

The quiet hum of daily operations within a professional services firm can often mask underlying risks that, when left unaddressed, have the potential to erupt into significant regulatory and financial crises. A recent disciplinary action against a law firm serves as a stark reminder that regulatory

Why Did Capital One Pay $5 Billion For Brex?
Digital Banking & Payments Why Did Capital One Pay $5 Billion For Brex?

The announcement of a multi-billion-dollar acquisition often sends ripples through the market, but when a banking behemoth like Capital One purchases a fintech darling for less than half its peak valuation, it signals a profound shift in the financial technology landscape. This $5.15 billion

Trump Blames Bill Stall for Failed Crypto Rally
Blockchain & Cryptocurrency Trump Blames Bill Stall for Failed Crypto Rally

The final quarter of 2025 was initially heralded by some prominent voices as the dawn of an unprecedented crypto bull run, yet it concluded not with a bang but with a significant market downturn that left many investors questioning the underlying fundamentals. What was once forecasted as an

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