Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
SEPA Payment Automation – Review
Digital Banking & Payments SEPA Payment Automation – Review

The relentless pursuit of operational efficiency within European business has cast a spotlight on the foundational, yet often cumbersome, process of payment collection, making automation more critical than ever. The automation of SEPA payments represents a significant advancement in the European

How Will Blockchain Reshape European Finance?
Digital Banking & Payments How Will Blockchain Reshape European Finance?

The European Central Bank has initiated a profound and strategic overhaul of the continent's financial infrastructure, decisively embracing blockchain and distributed ledger technology (DLT) to forge a new path forward. This comprehensive transformation represents a pivotal move away from

Young Investors Are Reshaping Wealth Management
Lending & Investment Young Investors Are Reshaping Wealth Management

The financial world is experiencing a seismic transfer of power, not through a boardroom coup or a market crash, but through the quiet tapping of millions of thumbs on smartphone screens. A new generation of investors, armed with unprecedented access to information and driven by a distinct set of

Equals Money Deploys Okta to Secure AI-Powered Payments
Digital Banking & Payments Equals Money Deploys Okta to Secure AI-Powered Payments

As artificial intelligence quietly assumes command over financial transactions totaling billions of dollars annually, the digital gatekeepers responsible for safeguarding this massive flow of capital are confronting their most intelligent and elusive adversaries to date. For a financial technology

Ondo Launches Native Bridge for Secure RWA Transfers
Blockchain & Cryptocurrency Ondo Launches Native Bridge for Secure RWA Transfers

The burgeoning world of tokenized real-world assets (RWAs) has long grappled with a fundamental challenge: how to move high-value, regulated assets across disparate blockchain networks without introducing significant security risks or compromising their inherent value. As traditional finance

Top Regulator Cashes In With Predatory FinTech Firm
Regulatory & Compliance Top Regulator Cashes In With Predatory FinTech Firm

The well-worn path from public service to private profit has claimed another high-profile traveler, raising profound questions about the integrity of the nation's financial oversight at a moment of unprecedented technological disruption. Michael J. Hsu, who for nearly the entire Biden

How Is AI Powering Growth at First Abu Dhabi Bank?
Digital Banking & Payments How Is AI Powering Growth at First Abu Dhabi Bank?

In the highly competitive global financial landscape, the strategic deployment of advanced technology has become the definitive factor separating market leaders from the rest, with data-driven insights now forming the bedrock of sustainable growth and customer-centric innovation. First Abu Dhabi

Does Reddit's Vault Closure Signal an NFT Collapse?
Digital Banking & Payments Does Reddit's Vault Closure Signal an NFT Collapse?

In a decisive move that reverberates through the digital asset community, social media giant Reddit is officially dismantling its Web3 infrastructure by announcing the permanent closure of its in-app digital wallet, the "Reddit Vault," effective January 1, 2026. This action represents the final

Trend Analysis: Crypto Platform Integrity
Blockchain & Cryptocurrency Trend Analysis: Crypto Platform Integrity

The once-unruly digital frontier of cryptocurrency is undergoing a profound transformation, trading its "Wild West" reputation for a framework built on institutional-grade integrity. This deliberate shift is not merely a cosmetic change but a foundational necessity for the industry's future. The

AI Helps You Find Better Banking and Credit
Lending & Investment AI Helps You Find Better Banking and Credit

The intricate landscape of personal finance, with its complex credit scoring systems and opaque banking products, has long been a source of confusion and stress for the average individual. Artificial intelligence is now emerging as a transformative force, leveling the playing field by translating

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