Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
Trump Blames Bill Stall for Failed Crypto Rally
Blockchain & Cryptocurrency Trump Blames Bill Stall for Failed Crypto Rally

The final quarter of 2025 was initially heralded by some prominent voices as the dawn of an unprecedented crypto bull run, yet it concluded not with a bang but with a significant market downturn that left many investors questioning the underlying fundamentals. What was once forecasted as an

Can Oracle's Growth Beat Market Headwinds?
Lending & Investment Can Oracle's Growth Beat Market Headwinds?

In a landscape where the technology sector is grappling with widespread margin pressures and economic uncertainty, Oracle Financial Services Software Limited has delivered a financial report that not only defies the prevailing trends but also sets a new benchmark for performance within its

AI Firm Lands $500M Onchain Loan Secured by GPUs
Blockchain & Cryptocurrency AI Firm Lands $500M Onchain Loan Secured by GPUs

A New Frontier in Tech Financing: How GPUs Became Bankable Assets on the Blockchain In a landmark convergence of artificial intelligence and decentralized finance, the Australian high-performance computing firm Sharon AI has secured a $500 million credit facility from the on-chain lender USD.AI.

How Did UBL Master Its Core Banking Migration?
Lending & Investment How Did UBL Master Its Core Banking Migration?

Executing a core banking data migration following a major bank merger is one of the most high-stakes operations in the financial technology landscape, where even the smallest error can trigger cascading operational failures and erode customer trust. When United Bank Limited (UBL) undertook the

Is Your Money Safe From Rising Check Fraud?
Regulatory & Compliance Is Your Money Safe From Rising Check Fraud?

In an age dominated by digital transactions and mobile payments, the paper check seems like a relic of a bygone era, yet it has become the focal point for a startling and sophisticated resurgence in financial crime. While the volume of checks written by consumers and businesses has steadily

Iran Creates Crypto Shadow Bank to Fight Sanctions
Blockchain & Cryptocurrency Iran Creates Crypto Shadow Bank to Fight Sanctions

Faced with crippling economic sanctions that severed its ties to the global financial system, Iran has pioneered a sophisticated digital alternative by weaponizing cryptocurrency to conduct trade and stabilize its beleaguered economy. This strategy involves the creation of a parallel financial

Can Crypto Power an Entire Nation's Economy?
Blockchain & Cryptocurrency Can Crypto Power an Entire Nation's Economy?

A small island nation, long recognized as a giant in global finance, is now undertaking one of the most audacious economic experiments of the digital age: replacing its entire traditional banking infrastructure with one built on cryptocurrency. For Bermuda, this is not a distant hypothetical but a

Will Wall Street Bend to Trump's Rate Cap Demand?
Regulatory & Compliance Will Wall Street Bend to Trump's Rate Cap Demand?

A single presidential announcement sent immediate tremors through the financial world, forcing the nation's largest banks into a high-stakes standoff that pits political pressure against economic reality. President Trump’s sudden call for a 10% cap on credit card interest rates has become more than

Can Marqeta's New CFO Unlock Its Next Growth Phase?
Digital Banking & Payments Can Marqeta's New CFO Unlock Its Next Growth Phase?

When a company's new chief executive, who previously held the finance reins, makes their first key hire, the appointment of a new CFO becomes less of a routine personnel change and more of a strategic declaration of intent for the future. This is precisely the scenario at the card-issuing platform

Revolut Pay Aims to Power AI-Driven Checkouts
Digital Banking & Payments Revolut Pay Aims to Power AI-Driven Checkouts

The Dawn of Conversational Commerce: Revolut's Bold New Play The digital checkout is on the verge of its most significant transformation since the invention of the "buy now" button, and global financial super-app Revolut is positioning its one-tap solution, Revolut Pay, at the forefront of this

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