Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
How Will AI Transform European Fintech by 2025?
Trends & Innovation How Will AI Transform European Fintech by 2025?

The world of finance has never been static, yet the pace of change has dramatically accelerated with the rise of artificial intelligence (AI) and advanced data analytics. Recently, AI's influence over Europe's fintech sector has become a hot topic of conversation, fueling expectations of

Are Meme Coins Evolving Beyond Mere Hype and Humor?
Blockchain & Cryptocurrency Are Meme Coins Evolving Beyond Mere Hype and Humor?

The crypto world has been witnessing a fascinating evolution as meme coins transition from mere comedic elements to potentially viable investment opportunities. This roundup seeks to explore their trajectory, uncovering insights into the faded glory of early meme coins like Toshi and PONKE, while

Are AI-Powered Banking Platforms Safe?
Editorial Are AI-Powered Banking Platforms Safe?

Artificial Intelligence (AI) is transforming the financial industry at an incredibly fast pace. More and more banks, as well as fintech companies, are now adopting this technology to upgrade their core platforms, drive efficiency, and meet the ongoing demands of their customers. It is now an

Whales Shift to Punisher Coin Amid Crypto Investment Pivot
Blockchain & Cryptocurrency Whales Shift to Punisher Coin Amid Crypto Investment Pivot

The constantly fluctuating global cryptocurrency market has witnessed a remarkable transition, as crypto whales increasingly turn their focus away from entrenched tokens like Dogecoin, Shiba Inu, and XRP in favor of the emerging Punisher Coin. Commencing its presale on May 19, crypto whales have

Indonesia Expands QR Payment System for Financial Independence
Digital Banking & Payments Indonesia Expands QR Payment System for Financial Independence

Indonesia's foray into revolutionizing its payment systems marks a significant stride toward empowering its economy. The Quick Response Code Indonesian Standard (QRIS), launched in 2019, has been pivotal in reshaping how digital transactions are conducted within the archipelago. By integrating

Temenos Strengthens U.S. Leadership with Key Tech Appointments
Trends & Innovation Temenos Strengthens U.S. Leadership with Key Tech Appointments

The landscape of banking technology has been evolving at breakneck speed. Amid this dynamic backdrop, Temenos has made decisive moves to bolster its leadership team in the U.S., appointing two key figures to steer the company toward promising horizons. As the financial sector increasingly embraces

Cloud-Based Core Banking – A Review
Lending & Investment Cloud-Based Core Banking – A Review

Envision a world where financial institutions operate with unprecedented efficiency through seamless technology integration. This dream is being realized as more financial entities transition toward cloud-based core banking solutions, marking a significant technological evolution. Such an

Are Fintech Firms the Future of Global Financial Solutions?
Lending & Investment Are Fintech Firms the Future of Global Financial Solutions?

In recent years, fintech companies have witnessed explosive growth and interest, capturing significant attention from investors and the financial sector at large. This burgeoning popularity is fueled by innovative solutions, streamlined services, and a commitment to expanding technological

Buy Now, Pay Later Fuels Financial Strains Among Young Adults
Digital Banking & Payments Buy Now, Pay Later Fuels Financial Strains Among Young Adults

The convenience of buy now, pay later (BNPL) services has become increasingly appealing to today's consumers, especially among younger demographics. A recent survey conducted by Bankrate and YouGov revealed a significant financial challenge faced by users of these services. Out of 2,354 U.S.

Crypto Trends: Ethereum Staking, Cardano Growth, Unstaked Surge
Blockchain & Cryptocurrency Crypto Trends: Ethereum Staking, Cardano Growth, Unstaked Surge

The ever-evolving landscape of cryptocurrency continues to capture the attention of investors and enthusiasts worldwide, presenting a multitude of opportunities and challenges. Among the myriad of digital assets, Ethereum, Cardano, and a rising player known as Unstaked stand out due to their unique

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