Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
AI Helps You Find Better Banking and Credit
Lending & Investment AI Helps You Find Better Banking and Credit

The intricate landscape of personal finance, with its complex credit scoring systems and opaque banking products, has long been a source of confusion and stress for the average individual. Artificial intelligence is now emerging as a transformative force, leveling the playing field by translating

Who Do Investors Trust More: AI or Their Bank?
Trends & Innovation Who Do Investors Trust More: AI or Their Bank?

A new wave of financial decision-making is sweeping across the investment landscape, with a recent comprehensive study revealing that over half of adults are now turning to artificial intelligence platforms for monetary guidance, yet an overwhelming majority continue to place their ultimate faith

RedotPay Raises $107M as Stablecoin Market Surges
Blockchain & Cryptocurrency RedotPay Raises $107M as Stablecoin Market Surges

A Landmark Funding Round in the Year of the Stablecoin In a resounding vote of confidence for the future of digital currency, Hong Kong-based fintech firm RedotPay has successfully closed a $107 million Series B funding round. This monumental achievement is more than just a win for a single

Black Hat Europe Calls for Proactive Cyber Defense
Regulatory & Compliance Black Hat Europe Calls for Proactive Cyber Defense

The rapid escalation of digital threats has pushed the global cybersecurity community to a critical inflection point, a reality that echoed through the halls of the recent Black Hat Europe conference in London. With a theme of "The Future of Cybersecurity is Now," the event drew a record-breaking

How Did Liberia Launch a Digital Payments Revolution?
Lending & Investment How Did Liberia Launch a Digital Payments Revolution?

In a nation where the economy has long been dominated by physical cash, the simple act of transferring money digitally often meant navigating a fragmented and inefficient landscape, a challenge that the Central Bank of Liberia (CBL) has now decisively addressed. The country's financial ecosystem

Is Trust the New Currency in Crypto Markets?
Blockchain & Cryptocurrency Is Trust the New Currency in Crypto Markets?

The once-untamed frontier of cryptocurrency markets is undergoing a profound transformation, moving far beyond its early reputation for speculative fervor and into a new era defined by institutional-grade expectations. As the digital asset landscape matures, a fundamental reevaluation is taking

How Is XRP Modernizing Mainframe Banking?
Lending & Investment How Is XRP Modernizing Mainframe Banking?

A significant evolution is quietly reshaping the backbone of global finance as Ripple's XRP Ledger becomes officially integrated into the core mainframe systems of several major, yet undisclosed, banking institutions. This landmark event represents a critical inflection point, marking the

Binance and Wall Street Race for Tokenized Stocks
Blockchain & Cryptocurrency Binance and Wall Street Race for Tokenized Stocks

A seismic shift is rumbling beneath the foundations of global finance, threatening to dismantle the walls separating the buttoned-down world of traditional stock exchanges from the relentless 24/7 pulse of the cryptocurrency market. This convergence, driven by the tokenization of equities, is no

Next-Generation Core Banking – Review
Lending & Investment Next-Generation Core Banking – Review

In an era where digital transformation often seems to favor financial giants with vast resources, the rise of next-generation core banking platforms is fundamentally reshaping the competitive landscape for institutions of all sizes. These modern systems represent a significant advancement in the

Banks Accuse Meta of Profiting From Scams
Regulatory & Compliance Banks Accuse Meta of Profiting From Scams

As digital transactions become increasingly integral to daily life, a contentious debate has erupted between the financial sector and social media behemoths over who should bear the responsibility for the escalating epidemic of online scams. Financial institutions are now openly challenging social

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