Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
OKX Halves Token Supply in Historic $7.6 Billion Burn
Blockchain & Cryptocurrency OKX Halves Token Supply in Historic $7.6 Billion Burn

In a seismic shift that has reverberated across the cryptocurrency landscape, OKX, a titan among global crypto exchanges, has undertaken an extraordinary measure by burning 65.26 million of its native OKB tokens, valued at a staggering $7.6 billion, effectively halving the token’s total supply to a

How Are Global Policy Shifts Amplifying Business Risks?
Lending & Investment How Are Global Policy Shifts Amplifying Business Risks?

In an era defined by rapid geopolitical changes and evolving international frameworks, businesses across the globe are grappling with an unprecedented level of uncertainty that directly impacts their operations and long-term strategies. The intricate web of trade agreements, regulatory mandates,

How Is AI Transforming the Future of Digital Payments?
Digital Banking & Payments How Is AI Transforming the Future of Digital Payments?

The realm of digital payments is experiencing a profound transformation, driven by the remarkable capabilities of artificial intelligence (AI). Imagine this: a shopper enters a bustling store, selects a few items, and completes the purchase with a simple tap of a smartphone, bypassing the need for

US Banks Close Accounts Over Reputation, Not Politics
Regulatory & Compliance US Banks Close Accounts Over Reputation, Not Politics

In the intricate landscape of modern banking, major U.S. financial institutions like JPMorgan Chase and Bank of America have recently found themselves at the center of a contentious storm over account closures involving high-profile figures such as former President Donald Trump and various

AI-Driven Wealth Management – Review
Lending & Investment AI-Driven Wealth Management – Review

Setting the Stage for a Financial Revolution In an era where financial empowerment is increasingly sought after, a staggering 77% of UK investors express a desire for greater control over their investment portfolios, coupled with a demand for tailored strategies that meet their unique needs. This

Vitalik Buterin on Ether Treasury Firms: Promise and Peril
Blockchain & Cryptocurrency Vitalik Buterin on Ether Treasury Firms: Promise and Peril

Welcome to an insightful conversation with Kofi Ndaikate, a seasoned expert in the fintech realm, whose deep understanding of blockchain, cryptocurrency, and regulatory landscapes has made him a trusted voice in the industry. Today, we’re diving into the evolving world of Ethereum, with a focus on

MetaMask-Sei Blockchain Integration – Review
Blockchain & Cryptocurrency MetaMask-Sei Blockchain Integration – Review

In an era where blockchain technology is reshaping digital finance, imagine a world where accessing the fastest Layer 1 blockchain is as simple as a single click within a familiar wallet interface, a vision that became reality with the integration of MetaMask and Sei. MetaMask, a cryptocurrency

G2 Risk Solutions and EverC Announce Strategic Merger
Digital Banking & Payments G2 Risk Solutions and EverC Announce Strategic Merger

Welcome to an insightful conversation with Kofi Ndaikate, a renowned expert in the Fintech industry with deep knowledge in blockchain, cryptocurrency, regulation, and policy. Today, we dive into the recent announcement of the combination of two major players in merchant risk solutions, exploring

UK Leaders Back Ransomware Ban but Admit They'd Pay Anyway
Lending & Investment UK Leaders Back Ransomware Ban but Admit They'd Pay Anyway

The escalating threat of ransomware has thrust cybersecurity into the spotlight for businesses and governments alike, with the UK emerging as a focal point in the debate over how to curb these debilitating attacks, especially as scenarios like a hospital network paralyzed, patient records locked

Why Do Mortgage Servicers Need Closed-Loop Payment Systems?
Digital Banking & Payments Why Do Mortgage Servicers Need Closed-Loop Payment Systems?

In the ever-evolving landscape of financial transactions, mortgage servicers are grappling with an alarming surge in sophisticated fraud that threatens their operations and customer trust, making robust security measures an urgent necessity. Handling vast sums of money and sensitive personal data,

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