Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
Are Online Payments in Ireland Going Fully Digital in 2025?
Digital Banking & Payments Are Online Payments in Ireland Going Fully Digital in 2025?

As we navigate through the rapidly evolving landscape of online payment methods in Ireland, it becomes evident that the nation is steadily shifting towards digital solutions. This shift reflects a deeper movement towards secure, convenient, and private payment preferences among Irish consumers.

Bitcoin's Unique Strengths Shine Amid Global Market Volatility
Blockchain & Cryptocurrency Bitcoin's Unique Strengths Shine Amid Global Market Volatility

In the constantly shifting landscape of global financial markets, Bitcoin's distinctive characteristics and resilience are becoming increasingly prominent. As traditional economic assets grapple with price fluctuations driven by geopolitical tensions, high interest rates, and unpredictable

How Did FOEIS Achieve Its Recent Credit Rating Upgrade?
Lending & Investment How Did FOEIS Achieve Its Recent Credit Rating Upgrade?

The recent upgrade of the FAIR Oil & Energy Insurance Syndicate's (FOEIS) credit ratings by AM Best marks a significant achievement. This improvement saw FOEIS' Financial Strength Rating rise from B+ (Good) to B++ (Good) and its Long-Term Issuer Credit Rating jump from “bbb-” (Good) to “bbb”

GXS Bank Acquires Validus Capital, Expands SME Financing Solutions
Trends & Innovation GXS Bank Acquires Validus Capital, Expands SME Financing Solutions

GXS Bank, a digital bank backed by Grab Holdings and Singtel, has acquired Validus Capital. The acquisition, approved by the Monetary Authority of Singapore and completed on April 15, is the first of its kind in Singapore, marking a digital bank acquiring another financial entity. Validus Capital,

NAB Slashes Home Loan Rates Amid Economic Forecasts of RBA Cuts
Lending & Investment NAB Slashes Home Loan Rates Amid Economic Forecasts of RBA Cuts

National Australia Bank (NAB) has made a significant move by slashing its fixed-rate home loans amid economic forecasts suggesting imminent cuts in the Reserve Bank of Australia's (RBA) cash rate. NAB reduced its advertised fixed-rate home loans to 5.39% p.a. (6.30% p.a. comparison rate) for three

Ghost Tap Technique Exploits Mobile Wallet NFC for Payment Fraud
Digital Banking & Payments Ghost Tap Technique Exploits Mobile Wallet NFC for Payment Fraud

In the realm of digital payments, the move toward contactless transactions has brought both convenience and risk, with cybercriminals leveraging sophisticated methods to exploit Near Field Communication (NFC) technology. The rise of mobile payment platforms like Apple Pay and Google Wallet has

Mutuum Finance Presale Promises Massive Growth for Early Investors
Blockchain & Cryptocurrency Mutuum Finance Presale Promises Massive Growth for Early Investors

Decentralized finance (DeFi) has emerged as one of the most significant innovations in the financial sector. Amid this revolution, Mutuum Finance stands out as a promising new protocol, aiming to challenge established DeFi platforms like Cardano. Priced under $1, Mutuum Finance's structured presale

How Is Embedded Finance Transforming Digital Experiences?
Trends & Innovation How Is Embedded Finance Transforming Digital Experiences?

In the rapidly advancing digital economy, the integration of traditional financial services into digital platforms has emerged as a powerful trend. Embedded finance, which involves the incorporation of banking and payment services into non-financial applications, is revolutionizing the way

How Safe Are Leveraged ETH Positions in DeFi Markets?
Blockchain & Cryptocurrency How Safe Are Leveraged ETH Positions in DeFi Markets?

As decentralized finance (DeFi) continues to evolve, the remarkable volatility of the cryptocurrency market raises significant concerns for investors holding leveraged positions, particularly those involving Ether (ETH). Leveraged positions, though potentially highly lucrative, expose investors to

Growth Of Microfinance Institutions
Lending & Investment Growth Of Microfinance Institutions

Microfinance institutions (MFIs) have seen unprecedented growth in recent years, playing a crucial role in providing financial services to low-income individuals. Their expansion has significantly impacted economic development and poverty reduction. In the past few years, MFIs have employed

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