Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
Amex Thrives Amid Economic Uncertainty with Strong Q3 Results
Digital Banking & Payments Amex Thrives Amid Economic Uncertainty with Strong Q3 Results

I'm thrilled to sit down with Kofi Ndaikate, a seasoned expert in the fintech landscape, whose deep knowledge of credit card networks, consumer spending trends, and economic dynamics offers invaluable insights. Today, we’ll explore American Express's recent performance, diving into their reported

How Is AFA Modernizing with Regnology’s Cloud Technology?
Regulatory & Compliance How Is AFA Modernizing with Regnology’s Cloud Technology?

In a rapidly evolving financial landscape, the Andorran Financial Authority (AFA), established in 1989 to oversee Andorra’s banking, financial markets, and insurance sectors, finds itself at a critical juncture, compelled to overhaul its supervisory infrastructure to meet the stringent demands of

How Can AI Transform Community Banking with CSI and HuLoop?
Lending & Investment How Can AI Transform Community Banking with CSI and HuLoop?

What if the local bank down the street could process loans in half the time, slash paperwork errors, and still greet customers by name at the door? In an era where digital demands clash with the personal touch of community banking, a groundbreaking partnership between CSI and HuLoop Automation is

Baltimore Sues MoneyLion for Predatory Lending Practices
Digital Banking & Payments Baltimore Sues MoneyLion for Predatory Lending Practices

Unveiling a Fintech Crisis: Why Baltimore's Lawsuit Matters In a striking development that has sent ripples through the fintech sector, the City of Baltimore has taken a bold stand against MoneyLion, a prominent New York-based financial technology company, by filing a lawsuit over alleged predatory

PayRetailers Unveils EON: AI Platform for Payment Insights
Digital Banking & Payments PayRetailers Unveils EON: AI Platform for Payment Insights

In the fast-paced world of digital transactions, merchants and payment processors grapple daily with an overwhelming flood of data—trillions of transactions processed globally each year, according to industry estimates, and a single missed insight can cost thousands in lost revenue or hours spent

How Is Airwallex Expanding Its US Presence with OpenPay?
Digital Banking & Payments How Is Airwallex Expanding Its US Presence with OpenPay?

The fintech landscape is witnessing a seismic shift as global players vie for dominance in the lucrative US market, where businesses are increasingly adopting innovative financial tools to streamline operations. Airwallex, a Singapore-based payments platform, has emerged as a key contender with its

Aboon Secures $17.5M to Transform 401(k) Plan Management
Lending & Investment Aboon Secures $17.5M to Transform 401(k) Plan Management

Pioneering Change in Retirement Planning In an era where retirement security remains a pressing concern for millions of American workers, a staggering statistic sets the stage for urgent innovation: nearly 40% of small businesses cite administrative complexity as the primary barrier to offering

How Is Revolut Redefining Fintech with AI Travel Tech?
Trends & Innovation How Is Revolut Redefining Fintech with AI Travel Tech?

What if a dream vacation could be planned and paid for in just two minutes, all through a casual chat on an app? This isn’t a far-off fantasy but a reality being crafted by Revolut, a UK-based fintech giant, through its recent acquisition of Swiftly, a Berlin-based startup specializing in AI-driven

Why Is Crypto Payment Use Declining in the U.S.?
Digital Banking & Payments Why Is Crypto Payment Use Declining in the U.S.?

Diving into the Downturn: Unpacking Crypto Payment Trends In a landscape where digital innovation is reshaping financial systems, a startling statistic emerges: only 1.9% of U.S. consumers used cryptocurrency for payments in the most recent survey data, reflecting a persistent drop. This figure

Which Fintech Startups Secured Major Funding This Week?
Trends & Innovation Which Fintech Startups Secured Major Funding This Week?

I'm thrilled to sit down with Kofi Ndaikate, a seasoned expert in the fintech landscape, whose deep knowledge spans blockchain, cryptocurrency, regulatory frameworks, and beyond. With a finger on the pulse of this fast-evolving industry, Kofi offers unparalleled insights into the latest trends and

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