Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
How Does Cookie Consent Enhance Your Browsing on Paypers?
Digital Banking & Payments How Does Cookie Consent Enhance Your Browsing on Paypers?

Discover how The Paypers uses cookie consent to personalize and enhance your browsing experience while maintaining your privacy and control over your data. Understanding Cookies and Your Consent What Are Cookies and Why Are They Essential? Cookies are small text files stored on your device by

Can Experian's Cashflow Attributes Boost Credit Inclusion?
Lending & Investment Can Experian's Cashflow Attributes Boost Credit Inclusion?

Experian, a leading player in the credit industry, has unveiled "Cashflow Attributes," a cutting-edge open banking platform that strives to democratize access to credit – a move that greatly benefits consumers on the fringes of the traditional financial spectrum. Revolutionizing Credit A

Embracing Neobanking: A New Frontier for Financial Innovation
Digital Banking & Payments Embracing Neobanking: A New Frontier for Financial Innovation

The financial landscape is witnessing a revolution, catalyzed by the emergence of neobanks. These digital contenders are carving a niche by offering pioneering services that meld cutting-edge technology with user-centric design. Their rapid ascension signifies more than a mere trend; it heralds a

Evolving Banking: Technological Innovations Reshaping Finance
Digital Banking & Payments Evolving Banking: Technological Innovations Reshaping Finance

Evolving Banking: Technological Innovations Reshaping Finance The banking sector is undergoing a transformation, propelled by rapid technological advancements. This article will explore how these innovations are creating a dynamic landscape in banking and finance, focusing on new platforms, trends,

How Is Generative AI Shaping the Future of Fintech?
Trends & Innovation How Is Generative AI Shaping the Future of Fintech?

How Is Generative AI Shaping the Future of Fintech? Generative artificial intelligence is quickly becoming a transformative technology in the financial technology (fintech) industry, offering innovative ways to analyze data, interact with customers, and streamline operations. Unlike conventional

How Did Bank BTN Respond to the Internal Fraud Case?
Regulatory & Compliance How Did Bank BTN Respond to the Internal Fraud Case?

When Bank Tabungan Negara (BTN) was hit by an internal fraud scandal, it promptly launched a comprehensive investigation. The case involved employees SCP and ASW who misled customers with false loan interest rates. Their actions not only affected the customers but also threatened to tarnish the

Navigating the Web3 Era: The Role of Regulated Intermediaries
Blockchain & Cryptocurrency Navigating the Web3 Era: The Role of Regulated Intermediaries

The evolution from Web2 to Web3 brings about a revolutionary shift in how digital interactions are managed. At the center of this new era is the move towards decentralization, promising enhanced privacy, security, and trust among users. But as the dust settles on early applications of these

Revolutionizing Private Equity Reporting with Power BI Analytics
Lending & Investment Revolutionizing Private Equity Reporting with Power BI Analytics

In the fast-paced milieu of private equity, where quick and accurate financial reporting is paramount to success, the industry is witnessing a monumental shift. The integration of Power BI analytics into financial reporting practices is reshaping how private equity firms handle their data-intensive

How Is AI Revolutionizing the Regtech Industry?
Regulatory & Compliance How Is AI Revolutionizing the Regtech Industry?

Regulatory technology, known as regtech, is advancing swiftly, fueled largely by artificial intelligence (AI). As financial entities grapple with rising compliance costs, AI has come to the forefront as a solution to streamline and enhance regulatory management. The complexity of today's

Wearable Payment Devices Surge to $225B Market by 2033
Digital Banking & Payments Wearable Payment Devices Surge to $225B Market by 2033

The wearable payment device market is poised for remarkable growth, with forecasts indicating it could reach a staggering $225 billion by 2033. This potential growth is fueled by an increasing demand for advanced gadgets such as smartwatches, fitness bands, and wristbands capable of conducting

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