Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
Spot and Prevent AI Voice Scams: Protect Yourself with These Tips
Regulatory & Compliance Spot and Prevent AI Voice Scams: Protect Yourself with These Tips

Spot and Prevent AI Voice Scams: Protect Yourself with These Tips In an era where significant advancements in artificial intelligence have brought remarkable benefits, an alarming trend of AI voice scams has emerged, leveraging sophisticated technology to imitate voices of trusted contacts or

Is China's National Blockchain Infrastructure a Game Changer for 2029?
Blockchain & Cryptocurrency Is China's National Blockchain Infrastructure a Game Changer for 2029?

China has recently unveiled an ambitious roadmap for developing a national blockchain infrastructure as part of its overarching data governance strategy. According to the "National Data Infrastructure Construction Guidelines" released by the National Development and Reform Commission (NDRC), this

Decentralized Science: Transforming Research with Blockchain Technology
Blockchain & Cryptocurrency Decentralized Science: Transforming Research with Blockchain Technology

The emergence of Decentralized Science (DeSci) is poised to revolutionize the scientific community by addressing the inefficiencies and limitations of traditional scientific practices. DeSci leverages blockchain technology and decentralized networks to create a transparent, open, and accessible

Social Security Fairness Act Boosts Benefits for Retired Public Workers
Regulatory & Compliance Social Security Fairness Act Boosts Benefits for Retired Public Workers

The recently signed Social Security Fairness Act by President Joe Biden represents a major milestone for retired public service workers, including firefighters, police officers, and teachers. This landmark bipartisan legislation repeals two significant provisions—the Windfall Elimination Provision

Top 7 Fintech Trends Transforming Payments and Finance by 2025
Trends & Innovation Top 7 Fintech Trends Transforming Payments and Finance by 2025

The fintech ecosystem is undergoing a rapid transformation, driven by technological advancements and changing consumer preferences. As we move towards 2025, several key trends are expected to shape the future of payments and finance, offering a glimpse into innovations that will redefine the

Adapting to New Payment Challenges: Russian Tourists in 2025
Digital Banking & Payments Adapting to New Payment Challenges: Russian Tourists in 2025

As Russian tourists face unprecedented challenges in making payments abroad due to recent banking changes and international sanctions, they must find innovative solutions to manage their finances while traveling. The suspension of Visa and Mastercard operations in Russia has complicated

Risk Management Shifts Humanitarian Organizations’ Operational Focus
Lending & Investment Risk Management Shifts Humanitarian Organizations’ Operational Focus

In recent years, international humanitarian organizations have increasingly adopted risk management strategies to navigate the complex and often volatile environments in which they operate. This shift is particularly evident within the United Nations High Commissioner for Refugees (UNHCR), where

How Are Tech Innovations Transforming Finance in 2024?
Digital Banking & Payments How Are Tech Innovations Transforming Finance in 2024?

In 2024, the financial sector is experiencing a significant transformation driven by technological advancements. Emerging technologies are enhancing customer experience, optimizing operations, and managing risks more effectively. This article explores the key innovations reshaping the financial

What Are the Top 10 Hidden Crypto Gems Set to Boom by 2025?
Blockchain & Cryptocurrency What Are the Top 10 Hidden Crypto Gems Set to Boom by 2025?

In the fascinating and rapidly evolving world of cryptocurrency, uncovering hidden gems that have not yet realized their full potential offers both thrills and the promise of substantial returns for savvy investors. While mainstream cryptocurrencies like Bitcoin and Ethereum dominate the market,

Is Palm Payment Set to Replace Phones for Cashless Transactions?
Digital Banking & Payments Is Palm Payment Set to Replace Phones for Cashless Transactions?

Imagine walking into a café, waving your hand over a scanner, and walking out with your coffee paid for—all without touching your wallet or phone. This vision of seamless transactions is becoming increasingly realistic as palm payment technology gains traction globally. With the rapid innovation

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