Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
How Will reAlpha's Investment in Xmore AI Revolutionize Cybersecurity?
Regulatory & Compliance How Will reAlpha's Investment in Xmore AI Revolutionize Cybersecurity?

The recent strategic investment made by reAlpha Tech Corp into Xmore AI signifies a pivotal move towards enhancing cybersecurity through advanced artificial intelligence technologies. This investment also marks the launch of reAlpha AI Labs, a new division dedicated to pioneering AI innovations. As

Top 10 Checking Accounts for January 2025: Best Features and Benefits
Trends & Innovation Top 10 Checking Accounts for January 2025: Best Features and Benefits

Choosing the right checking account can significantly impact your financial well-being in 2025. With so many options available, it's important to understand the features and benefits that make a checking account stand out to make an informed decision. Evaluating key factors such as fees, interest

Will New Bill Strengthen South Africa's Anti-Money Laundering Laws?
Regulatory & Compliance Will New Bill Strengthen South Africa's Anti-Money Laundering Laws?

The National Treasury of South Africa has recently published the draft General Laws (Anti-Money Laundering and Combating Terrorism Financing) Amendment Bill, 2024, in Government Gazette No. 51772 Notice 5683 for public comment on December 13, 2024. This legislative development aims to bolster South

How Can Machine Learning Enhance Fraud Detection in Financial Services?
Regulatory & Compliance How Can Machine Learning Enhance Fraud Detection in Financial Services?

As threats in cyberspace evolve, financial institutions face increasing pressure to enhance fraud prevention measures. The pressure doesn’t solely come from clients but also from a desire to prevent unnecessary losses. Data from the Association of Certified Fraud Examiners (ACFE) revealed that

Bitcoin Predicted to Surge to $900,000 as Institutional Interest Grows
Blockchain & Cryptocurrency Bitcoin Predicted to Surge to $900,000 as Institutional Interest Grows

Nic Carter's recent bold prediction for Bitcoin has sparked considerable attention, projecting its value to reach $900,000 in the long term by drawing parallels with gold and highlighting the growing trend of institutional adoption. Currently valued at $103,967, Bitcoin has prompted analysts to

How Will Simply Asset Finance Benefit from a £120M Loan Facility?
Lending & Investment How Will Simply Asset Finance Benefit from a £120M Loan Facility?

The article introduces the transformative financial agreement between Simply Asset Finance, a UK-based business lending provider, and Bank of America. This deal involves a £120 million loan facility aimed at significantly enhancing Simply Asset Finance's ability to support small and medium-sized

AI Warfare: Bolstering Defenses Against Fintech Identity Fraud
Regulatory & Compliance AI Warfare: Bolstering Defenses Against Fintech Identity Fraud

The financial technology sector is combatting an unprecedented uptick in identity fraud, with a 73% rise in such crimes from 2021 to 2023. Advanced AI tools are the double-edged swords exacerbating and combatting this issue, leading to an arms race between fraudsters and financial institutions.

North West Leads RegTech Innovation: Collaboration with City of London
Regulatory & Compliance North West Leads RegTech Innovation: Collaboration with City of London

A significant event held in Derry recently aimed to showcase the North West region’s burgeoning potential in addressing universal challenges through regulatory and supervisory technology, commonly known as RegTech. The event was organized collaboratively by Derry City and Strabane District Council,

How is Digital Identity Transforming Financial Services Today?
Trends & Innovation How is Digital Identity Transforming Financial Services Today?

Digital identity is revolutionizing the financial services industry by offering enhanced security, improved user experience, and streamlined regulatory compliance. As financial institutions increasingly adopt digital identity solutions, they become better equipped to protect against fraud, meet

Bitcoin Crash Impacts Meme Coins: DOGE, SHIB, PEPE Face Sharp Declines
Blockchain & Cryptocurrency Bitcoin Crash Impacts Meme Coins: DOGE, SHIB, PEPE Face Sharp Declines

The cryptocurrency market recently experienced a significant upheaval as Bitcoin's price plummeted dramatically. This sudden drop has had a ripple effect, particularly impacting meme coins such as Dogecoin (DOGE), Shiba Inu (SHIB), and Pepe (PEPE). The following analysis delves into the details of

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