Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
How Will State Privacy Laws Affect Corporate Disclosure Requirements?
Regulatory & Compliance How Will State Privacy Laws Affect Corporate Disclosure Requirements?

The intersection of state-enacted consumer data privacy laws and corporate disclosure requirements is becoming a significant legal battleground. With the absence of federal legislation, this conflict is poised to intensify, affecting various aspects of corporate governance and investor relations.

Mobile Banking Revolutionizes UK SME Financial Services and Operations
Digital Banking & Payments Mobile Banking Revolutionizes UK SME Financial Services and Operations

The landscape of business banking in the UK is undergoing a significant transformation, with mobile banking rapidly becoming the preferred channel for small and medium-sized enterprises (SMEs). As the backbone of the British economy, SMEs account for 60% of employment and half of all turnover in

Blockchain and AI: Revolutionizing Cross-Border Payment Systems
Blockchain & Cryptocurrency Blockchain and AI: Revolutionizing Cross-Border Payment Systems

Cross-border payments have always been a cornerstone of global commerce, enabling businesses and individuals to transact across borders. However, the traditional systems facilitating these transactions have often been fraught with inefficiencies, high costs, and delays. The advent of blockchain and

Core Scientific Reports Q3 2024 Results with Strategic Shift to HPC Hosting
Blockchain & Cryptocurrency Core Scientific Reports Q3 2024 Results with Strategic Shift to HPC Hosting

Core Scientific, Inc., a leader in digital infrastructure for bitcoin mining and high-performance computing (HPC), has released its financial results for the fiscal third quarter of 2024. The company reported mixed financial metrics, significant operational changes, and a strategic shift in its

Snowflake Acquires Datavolo to Boost Data Lifecycle Management with AI
Trends & Innovation Snowflake Acquires Datavolo to Boost Data Lifecycle Management with AI

In a strategic move aimed at expanding its data lifecycle management capabilities, Snowflake announced the acquisition of Datavolo, a data pipeline management company, after the market closed on Wednesday. This announcement coincided with Snowflake's Q3 2025 earnings report, reflecting the

How Has Blockchain Revolutionized Peer-to-Peer Lending?
Lending & Investment How Has Blockchain Revolutionized Peer-to-Peer Lending?

Blockchain technology has brought about a significant transformation in various industries, and peer-to-peer (P2P) lending is no exception. By leveraging the decentralized and transparent nature of blockchain, P2P lending platforms have been able to enhance security, streamline processes, and

How Will Gate City Bank's Partnership with Alkami Transform Banking?
Digital Banking & Payments How Will Gate City Bank's Partnership with Alkami Transform Banking?

Gate City Bank's decision to partner with Alkami Technology signals a significant step towards modernizing its digital banking services. The bank, which has been serving communities in North Dakota and central Minnesota since 1923, is aiming to enhance its online experience for both retail and

Blockchain Scalability: Solutions for the Technology's Adoption Challenge
Blockchain & Cryptocurrency Blockchain Scalability: Solutions for the Technology's Adoption Challenge

Blockchain technology, with its promise of decentralization, transparency, and enhanced security, faces a significant hurdle in its path to broader adoption: scalability. The ability to process a large number of transactions efficiently is crucial for blockchain to transition from a niche

Innovations in B2B Payments: Real-Time Payments and Automation
Digital Banking & Payments Innovations in B2B Payments: Real-Time Payments and Automation

Joey Rault, Chief Revenue Officer at Codat, and Jesse Schwarz, Executive Director – Fintech Partnerships at JP Morgan Chase, highlighted the latest trends in B2B payments at the Money20/20 USA 2024 conference. Emphasizing the importance of leveraging new technologies, they outlined how real-time

Covered Care Introduces 0% APR Financing for Medical Procedures
Lending & Investment Covered Care Introduces 0% APR Financing for Medical Procedures

In a significant move to make elective medical procedures more affordable, Covered Care, a subsidiary of Westlake Technology Holdings, has introduced a groundbreaking financing option offering 0% APR for up to 36 months. This initiative specifically aims to improve the accessibility and

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