Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
Blockchain Must Speak Every Language for Enterprise Success
Blockchain & Cryptocurrency Blockchain Must Speak Every Language for Enterprise Success

In a world where digital transactions underpin global commerce, blockchain technology stands as a beacon of potential, promising unparalleled security and efficiency. Yet, despite its decade-long journey, a staggering 91% of central banks are exploring blockchain-based digital currencies while

Why Doesn't Amex Fear Buy Now, Pay Later Competition?
Digital Banking & Payments Why Doesn't Amex Fear Buy Now, Pay Later Competition?

Setting the Stage: A Fragmented Financial Services Arena In today's dynamic financial landscape, the rapid ascent of Buy Now, Pay Later (BNPL) services has reshaped how consumers approach credit, with transaction volumes soaring by over 40% annually in key markets since 2025. Yet, amidst this

How Is Wise Platform Transforming Canadian Payments?
Digital Banking & Payments How Is Wise Platform Transforming Canadian Payments?

In a landscape where global connectivity drives financial needs, one in five Canadians now sends money abroad annually, reflecting a 33% surge in demand for international payment solutions as reported by Payments Canada in recent data. This escalating trend underscores a critical challenge:

Worldline Unveils North Star 2030 Plan with Major Capital Raise
Trends & Innovation Worldline Unveils North Star 2030 Plan with Major Capital Raise

In a rapidly evolving financial technology landscape, where specialization and efficiency have become paramount, a leading French payments company is making bold moves to redefine its future. Amid competitive pressures and shifting market dynamics, this organization has embarked on a transformative

Inclusive Retail Financing – Review
Digital Banking & Payments Inclusive Retail Financing – Review

Setting the Stage for Financial Inclusion in Retail In an era where economic disparities continue to challenge consumer access to essential goods, a staggering number of individuals find themselves excluded from traditional credit systems, unable to afford high upfront costs for items like quality

Bitwise Chainlink ETF Nears Launch on DTCC Registry
Blockchain & Cryptocurrency Bitwise Chainlink ETF Nears Launch on DTCC Registry

Diving into the rapidly evolving world of cryptocurrency ETFs, I’m thrilled to sit down with Kofi Ndaikate, a seasoned expert in fintech, blockchain, and cryptocurrency regulation. With his deep understanding of the intersection between innovative financial products and regulatory landscapes, Kofi

How Does FE Fundinfo's Contengo Acquisition Boost IFA Insights?
Lending & Investment How Does FE Fundinfo's Contengo Acquisition Boost IFA Insights?

Diving into a Transformative Shift in WealthTech In the rapidly digitizing landscape of financial advisory services, independent financial advisers (IFAs) face mounting pressure to deliver precise, transparent, and efficient solutions to clients, while a staggering statistic from recent industry

Cashless NYC: Convenience and Challenges of Digital Payments
Digital Banking & Payments Cashless NYC: Convenience and Challenges of Digital Payments

In the bustling streets of New York City, a quiet revolution has been reshaping how residents and visitors handle everyday transactions, moving away from crumpled bills and loose change to the swift tap of a card or smartphone. This shift toward digital payments, accelerated by technological

How Does Injective's EVM Upgrade Transform DeFi Innovation?
Blockchain & Cryptocurrency How Does Injective's EVM Upgrade Transform DeFi Innovation?

What happens when two powerhouse blockchain ecosystems, once worlds apart, unite under a single platform? Picture a landscape where Ethereum's vast developer community and Cosmos's lightning-fast infrastructure merge seamlessly, creating a playground for decentralized finance (DeFi) like never

How Did US Stocks Closing Green Impact Crypto Markets?
Blockchain & Cryptocurrency How Did US Stocks Closing Green Impact Crypto Markets?

The financial landscape witnessed a notable shift on November 10, as US stock markets closed with gains, sparking a wave of optimism among investors and analysts alike, and signaling growing confidence in economic recovery. This positive performance in major indices like the S&P 500 and Nasdaq not

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