Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
Temenos Strengthens U.S. Leadership with Key Tech Appointments
Trends & Innovation Temenos Strengthens U.S. Leadership with Key Tech Appointments

The landscape of banking technology has been evolving at breakneck speed. Amid this dynamic backdrop, Temenos has made decisive moves to bolster its leadership team in the U.S., appointing two key figures to steer the company toward promising horizons. As the financial sector increasingly embraces

Cloud-Based Core Banking – A Review
Lending & Investment Cloud-Based Core Banking – A Review

Envision a world where financial institutions operate with unprecedented efficiency through seamless technology integration. This dream is being realized as more financial entities transition toward cloud-based core banking solutions, marking a significant technological evolution. Such an

Are Fintech Firms the Future of Global Financial Solutions?
Lending & Investment Are Fintech Firms the Future of Global Financial Solutions?

In recent years, fintech companies have witnessed explosive growth and interest, capturing significant attention from investors and the financial sector at large. This burgeoning popularity is fueled by innovative solutions, streamlined services, and a commitment to expanding technological

Buy Now, Pay Later Fuels Financial Strains Among Young Adults
Digital Banking & Payments Buy Now, Pay Later Fuels Financial Strains Among Young Adults

The convenience of buy now, pay later (BNPL) services has become increasingly appealing to today's consumers, especially among younger demographics. A recent survey conducted by Bankrate and YouGov revealed a significant financial challenge faced by users of these services. Out of 2,354 U.S. adults

Crypto Trends: Ethereum Staking, Cardano Growth, Unstaked Surge
Blockchain & Cryptocurrency Crypto Trends: Ethereum Staking, Cardano Growth, Unstaked Surge

The ever-evolving landscape of cryptocurrency continues to capture the attention of investors and enthusiasts worldwide, presenting a multitude of opportunities and challenges. Among the myriad of digital assets, Ethereum, Cardano, and a rising player known as Unstaked stand out due to their unique

Is Medical Debt a Valid Indicator of Creditworthiness?
Regulatory & Compliance Is Medical Debt a Valid Indicator of Creditworthiness?

In financial landscapes where creditworthiness is a gateway to opportunities, medical debt presents a contentious issue impacting the U.S. market. The evolving debate pivots on whether medical debt should be a reliable credit indicator and the sweeping implications these decisions have on the

Democratizing Investment Through Digital Profiling and Personalization
Lending & Investment Democratizing Investment Through Digital Profiling and Personalization

In an era where financial institutions are continuously evolving to meet the diverse needs of investors, the integration of digital profiling and personalization brings a transformative impact. everyoneINVESTED has embarked on a mission to democratize investment processes profoundly, aiming to

Automated Cryptocurrency Trading – A Review
Blockchain & Cryptocurrency Automated Cryptocurrency Trading – A Review

The realm of cryptocurrency trading has transformed remarkably, especially with the advent of automated cryptocurrency trading systems that now dominate the landscape. In a world where market conditions change rapidly, these automated systems continue to gain traction by offering precision and

Can Open Banking and AI Combat Cyber Fraud in Finance?
Regulatory & Compliance Can Open Banking and AI Combat Cyber Fraud in Finance?

In today's rapidly evolving digital landscape, cyber fraud represents one of finance's most daunting challenges. The fusion of advanced technologies like open banking and artificial intelligence (AI) is being explored as a formidable defense against these ever-present threats. As banks and

Can Cloud Mining Boost Your Cryptocurrency Profits?
Blockchain & Cryptocurrency Can Cloud Mining Boost Your Cryptocurrency Profits?

In the world of cryptocurrency, where volatility and innovation go hand in hand, the recent surge in Bitcoin's value has captured global attention. Joining us today is Kofi Ndaikate, a seasoned expert in Fintech with deep insights into blockchain and cryptocurrency. In this interview, Kofi

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