Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
Juspay Pioneers Mastercard’s Click to Pay in Brazil
Digital Banking & Payments Juspay Pioneers Mastercard’s Click to Pay in Brazil

What does it mean to shop online in a country where digital transactions are skyrocketing, yet over 80% of carts are abandoned before checkout? In Brazil, a nation at the forefront of e-commerce growth, this staggering statistic reveals a critical pain point that needs urgent attention. Enter

Allica Bank Acquires Kriya to Boost SME Finance Solutions
Regulatory & Compliance Allica Bank Acquires Kriya to Boost SME Finance Solutions

Could a single business move transform the financial lifeline for small and medium-sized enterprises (SMEs) across the UK? Picture a landscape where traditional banks have pulled back, leaving countless businesses scrambling for accessible funding. In a bold step, Allica Bank, a rising digital

CFPB Flooded with 14,000 Comments on Open Banking Rule
Digital Banking & Payments CFPB Flooded with 14,000 Comments on Open Banking Rule

Setting the Stage for a Financial Data Revolution The Consumer Financial Protection Bureau (CFPB) stands at the epicenter of a transformative battle over open banking in the United States, with a staggering 14,000 public comments submitted during a recent 60-day feedback period. This unprecedented

How Is NAB Leading Australia's Cloud Banking Revolution?
Regulatory & Compliance How Is NAB Leading Australia's Cloud Banking Revolution?

In an era where digital disruption reshapes industries overnight, Australia's banking sector stands at a pivotal crossroads with cloud technology as the linchpin of transformation, and National Australia Bank (NAB), one of the nation's financial powerhouses, has emerged as a trailblazer, driving a

How Will Moniepoint's $200M Funding Transform African Fintech?
Lending & Investment How Will Moniepoint's $200M Funding Transform African Fintech?

Setting the Stage for a Fintech Revolution In the rapidly evolving landscape of African financial technology, a staggering statistic stands out: over 60% of small businesses in the region still lack access to formal financial services, presenting both a significant challenge and a unique

Amex Thrives Amid Economic Uncertainty with Strong Q3 Results
Digital Banking & Payments Amex Thrives Amid Economic Uncertainty with Strong Q3 Results

I'm thrilled to sit down with Kofi Ndaikate, a seasoned expert in the fintech landscape, whose deep knowledge of credit card networks, consumer spending trends, and economic dynamics offers invaluable insights. Today, we’ll explore American Express's recent performance, diving into their reported

How Is AFA Modernizing with Regnology’s Cloud Technology?
Regulatory & Compliance How Is AFA Modernizing with Regnology’s Cloud Technology?

In a rapidly evolving financial landscape, the Andorran Financial Authority (AFA), established in 1989 to oversee Andorra’s banking, financial markets, and insurance sectors, finds itself at a critical juncture, compelled to overhaul its supervisory infrastructure to meet the stringent demands of

How Can AI Transform Community Banking with CSI and HuLoop?
Lending & Investment How Can AI Transform Community Banking with CSI and HuLoop?

What if the local bank down the street could process loans in half the time, slash paperwork errors, and still greet customers by name at the door? In an era where digital demands clash with the personal touch of community banking, a groundbreaking partnership between CSI and HuLoop Automation is

Baltimore Sues MoneyLion for Predatory Lending Practices
Digital Banking & Payments Baltimore Sues MoneyLion for Predatory Lending Practices

Unveiling a Fintech Crisis: Why Baltimore's Lawsuit Matters In a striking development that has sent ripples through the fintech sector, the City of Baltimore has taken a bold stand against MoneyLion, a prominent New York-based financial technology company, by filing a lawsuit over alleged predatory

PayRetailers Unveils EON: AI Platform for Payment Insights
Digital Banking & Payments PayRetailers Unveils EON: AI Platform for Payment Insights

In the fast-paced world of digital transactions, merchants and payment processors grapple daily with an overwhelming flood of data—trillions of transactions processed globally each year, according to industry estimates, and a single missed insight can cost thousands in lost revenue or hours spent

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