Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
Will Wall Street Bend to Trump's Rate Cap Demand?
Regulatory & Compliance Will Wall Street Bend to Trump's Rate Cap Demand?

A single presidential announcement sent immediate tremors through the financial world, forcing the nation's largest banks into a high-stakes standoff that pits political pressure against economic reality. President Trump’s sudden call for a 10% cap on credit card interest rates has become more than

Can Marqeta's New CFO Unlock Its Next Growth Phase?
Digital Banking & Payments Can Marqeta's New CFO Unlock Its Next Growth Phase?

When a company's new chief executive, who previously held the finance reins, makes their first key hire, the appointment of a new CFO becomes less of a routine personnel change and more of a strategic declaration of intent for the future. This is precisely the scenario at the card-issuing platform

Revolut Pay Aims to Power AI-Driven Checkouts
Digital Banking & Payments Revolut Pay Aims to Power AI-Driven Checkouts

The Dawn of Conversational Commerce: Revolut's Bold New Play The digital checkout is on the verge of its most significant transformation since the invention of the "buy now" button, and global financial super-app Revolut is positioning its one-tap solution, Revolut Pay, at the forefront of this

Will Flutterwave and Mono Redefine African Fintech?
Trends & Innovation Will Flutterwave and Mono Redefine African Fintech?

The rapid evolution of Africa's digital economy has reached a pivotal juncture, marked not by the launch of a new disruptive startup but by the strategic union of two of its most influential technology players. In a move that sends ripples across the continent's burgeoning financial technology

Is Alpaca Building the Stripe for Global Investing?
Lending & Investment Is Alpaca Building the Stripe for Global Investing?

In a financial technology landscape where building investment products often requires navigating a fragmented and costly maze of legacy systems, one company is quietly laying the foundational "plumbing" for a new global era of accessible investing. Fresh off a significant capital raise and armed

How Will This Deal Reshape African FinTech?
Trends & Innovation How Will This Deal Reshape African FinTech?

In a defining moment for Africa's burgeoning financial technology sector, the all-stock acquisition of Nigerian open banking startup Mono by payments behemoth Flutterwave has sent ripples across the continent, signaling a new era of strategic consolidation. This transaction, valued between $25

LIC Housing Finance Secures AAA Rating for Growth
Lending & Investment LIC Housing Finance Secures AAA Rating for Growth

In the highly competitive landscape of financial services, securing the highest possible credit rating is a powerful affirmation of stability and trustworthiness, unlocking new avenues for capital and growth. LIC Housing Finance has recently achieved this distinction, receiving a 'CARE AAA; Stable'

Can Polygon Revolutionize U.S. Stablecoin Payments?
Digital Banking & Payments Can Polygon Revolutionize U.S. Stablecoin Payments?

While digital information traverses the globe in milliseconds, the systems moving actual value often lag behind, tethered to antiquated processes that can take days to complete and accumulate significant costs. This deep-seated inefficiency in global finance has long awaited a modern solution, and

How UK Beginners Can Avoid Costly Crypto Mistakes
Blockchain & Cryptocurrency How UK Beginners Can Avoid Costly Crypto Mistakes

The rapid expansion of the digital asset market has drawn an unprecedented wave of retail participants from the United Kingdom, each hoping to capitalize on the transformative potential of blockchain technology. However, this influx has been accompanied by a stark reality: a significant percentage

Why Are Whales Investing in Mutuum Finance?
Lending & Investment Why Are Whales Investing in Mutuum Finance?

In a digital asset market saturated with fleeting trends and speculative ventures, identifying a project with both immediate momentum and long-term utility has become the paramount challenge for sophisticated investors. The movement of significant capital, often referred to as "whale" activity,

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