Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
Fiserv CEO Unveils Major Overhaul After Financial Setback
Digital Banking & Payments Fiserv CEO Unveils Major Overhaul After Financial Setback

In a striking turn of events, Fiserv, a titan in the global payments and financial technology sector, finds itself at a critical juncture as newly appointed CEO Mike Lyons announces a sweeping transformation to combat recent underperformance. Having taken the helm in May, Lyons conducted an

UFS and BankOnIT Merge to Boost Community Bank Tech Support
Trends & Innovation UFS and BankOnIT Merge to Boost Community Bank Tech Support

Setting the Stage for a Tech-Driven Banking Evolution In 2025, community banks across the United States face an unprecedented challenge: keeping pace with rapid digital transformation while operating on constrained budgets, a struggle compounded by the urgent need to modernize outdated systems.

How Will the UK's Scale-Up Unit Boost Financial Growth?
Regulatory & Compliance How Will the UK's Scale-Up Unit Boost Financial Growth?

In a bold move to solidify its standing as a global financial powerhouse, the UK government has unveiled an innovative initiative under Chancellor Rachel Reeves to support the rapid expansion of financial services firms. This strategic effort centers on the creation of a specialized scale-up unit

How Does U.S. Bank Avvance Revolutionize POS Financing?
Trends & Innovation How Does U.S. Bank Avvance Revolutionize POS Financing?

Pioneering a Shift in Financial Services In a world where consumer expectations for seamless transactions are at an all-time high, point-of-sale (POS) financing has emerged as a critical driver of business growth and customer satisfaction. Imagine a retail environment where a customer can secure a

How Is Whish Money Expanding Globally with Canadian Licenses?
Digital Banking & Payments How Is Whish Money Expanding Globally with Canadian Licenses?

What does it take for a fintech born in the heart of an economic crisis to break into the global arena with confidence and make a lasting impact? Whish Money, a Lebanese financial technology company, is capturing attention by securing financial services licenses in Canada, marking a bold step

Handelsbanken Revamps Lending with Vilja's Innovative System
Regulatory & Compliance Handelsbanken Revamps Lending with Vilja's Innovative System

In an era where digital transformation dictates the pace of the financial sector, Handelsbanken, a leading Sweden-based banking group with assets totaling $387 billion, stands at the forefront of innovation by reshaping its operations. The banking industry is witnessing a seismic shift as

Juspay Pioneers Mastercard’s Click to Pay in Brazil
Digital Banking & Payments Juspay Pioneers Mastercard’s Click to Pay in Brazil

What does it mean to shop online in a country where digital transactions are skyrocketing, yet over 80% of carts are abandoned before checkout? In Brazil, a nation at the forefront of e-commerce growth, this staggering statistic reveals a critical pain point that needs urgent attention. Enter

Allica Bank Acquires Kriya to Boost SME Finance Solutions
Regulatory & Compliance Allica Bank Acquires Kriya to Boost SME Finance Solutions

Could a single business move transform the financial lifeline for small and medium-sized enterprises (SMEs) across the UK? Picture a landscape where traditional banks have pulled back, leaving countless businesses scrambling for accessible funding. In a bold step, Allica Bank, a rising digital

CFPB Flooded with 14,000 Comments on Open Banking Rule
Digital Banking & Payments CFPB Flooded with 14,000 Comments on Open Banking Rule

Setting the Stage for a Financial Data Revolution The Consumer Financial Protection Bureau (CFPB) stands at the epicenter of a transformative battle over open banking in the United States, with a staggering 14,000 public comments submitted during a recent 60-day feedback period. This unprecedented

How Is NAB Leading Australia's Cloud Banking Revolution?
Regulatory & Compliance How Is NAB Leading Australia's Cloud Banking Revolution?

In an era where digital disruption reshapes industries overnight, Australia's banking sector stands at a pivotal crossroads with cloud technology as the linchpin of transformation, and National Australia Bank (NAB), one of the nation's financial powerhouses, has emerged as a trailblazer, driving a

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