Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
How Does Green Dot Lead Financial Inclusion Technology?
Trends & Innovation How Does Green Dot Lead Financial Inclusion Technology?

In an era where millions of Americans still lack access to traditional banking due to credit challenges, high fees, or systemic barriers, Green Dot stands as a beacon of financial inclusion, harnessing technology to bridge the gap for the underserved. Founded over two decades ago with the

Fed Rate Cut Looms: Could Ethereum Surge to $10,000?
Blockchain & Cryptocurrency Fed Rate Cut Looms: Could Ethereum Surge to $10,000?

As financial markets brace for a pivotal decision from the Federal Reserve regarding a potential interest rate cut, speculation is rife about the ripple effects on risk assets, particularly in the cryptocurrency sphere. A prominent crypto analyst, known as Crypto Rover, recently shared a striking

European WealthTech Rebounds in Q2 2025 with UK Dominance
Lending & Investment European WealthTech Rebounds in Q2 2025 with UK Dominance

Setting the Stage: A Pivotal Moment for WealthTech In the heart of 2025, the European WealthTech sector stands at a critical juncture, with Q2 data revealing a striking 19% quarter-on-quarter (QoQ) surge in deal activity, climbing from 37 to 44 transactions, set against a backdrop of economic

Why Is Bitcoin Surging Past $113,000 on Inflation Data?
Blockchain & Cryptocurrency Why Is Bitcoin Surging Past $113,000 on Inflation Data?

In a remarkable turn of events, Bitcoin (BTC) has soared past the $113,000 mark, capturing the attention of investors and analysts alike with a surge driven by unexpectedly soft U.S. inflation data, which has fueled speculation about potential Federal Reserve rate cuts. This milestone comes on the

Starboard Value Targets Bill Holdings for Strategic Overhaul
Lending & Investment Starboard Value Targets Bill Holdings for Strategic Overhaul

In a striking development within the fintech landscape, Starboard Value, a well-known New York-based hedge fund, has taken aim at Bill Holdings, a San Jose, California-based software firm that provides bill-pay and accounting solutions to small and mid-sized businesses (SMBs). With an 8.5% stake in

How Can GenAI Transform Fraud Detection in Finance?
Regulatory & Compliance How Can GenAI Transform Fraud Detection in Finance?

In an era where financial fraud is becoming increasingly sophisticated, Generative Artificial Intelligence (GenAI) stands out as a revolutionary force in safeguarding the finance sector. With cybercriminals constantly refining their tactics, traditional fraud detection methods often fall short,

Do ESG Raters Skew Ratings with Index Fund Conflicts?
Lending & Investment Do ESG Raters Skew Ratings with Index Fund Conflicts?

The explosive growth of environmental, social, and governance (ESG) investing has reshaped the financial landscape, with over $35 trillion in assets under management as of recent estimates, and projections indicating it could account for a quarter of all professionally managed assets by 2030. These

Can Egypt’s First Digital Bank Transform Financial Access?
Digital Banking & Payments Can Egypt’s First Digital Bank Transform Financial Access?

In a nation where roughly 60 million people remain unbanked, the launch of Egypt’s first digital bank, OneBank, a subsidiary of Banque Misr, represents a potential turning point in financial inclusion. This groundbreaking development comes amidst a thriving fintech sector that has already started

Remittix Buzz Outshines Solana's $200 Stability for 2025
Blockchain & Cryptocurrency Remittix Buzz Outshines Solana's $200 Stability for 2025

In the ever-evolving landscape of cryptocurrency, a fascinating dynamic is unfolding as established giants face competition from innovative newcomers with bold solutions to real-world problems, creating a thrilling battle for dominance. Solana (SOL), a leading Layer 1 blockchain, continues to hold

How Will Chargebee's Acquisition of Inai Boost Fintech Innovation?
Trends & Innovation How Will Chargebee's Acquisition of Inai Boost Fintech Innovation?

I'm thrilled to sit down with Kofi Ndaikate, a renowned expert in the fast-evolving world of fintech. With deep knowledge spanning blockchain, cryptocurrency, and regulatory landscapes, Kofi brings a unique perspective to the latest industry trends. Today, we’re diving into the recent acquisition

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