Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
Visa's New Fee Program Creates Chaos for Merchants
Digital Banking & Payments Visa's New Fee Program Creates Chaos for Merchants

The October Surprise How a Fee Overhaul Blindsided American Businesses In a move that sent shockwaves through the American business community, Visa’s sudden implementation of its Commercial Enhanced Data Program (CEDP) triggered immediate and widespread financial disruption that continues to

Airwallex Raises $330M to Reach $8B Valuation
Lending & Investment Airwallex Raises $330M to Reach $8B Valuation

In an increasingly interconnected global economy, modern businesses continue to grapple with the cumbersome and fragmented nature of traditional financial systems, a challenge that one fintech giant is tackling with a monumental new infusion of capital. Airwallex, a financial platform designed for

Crypto Wealth at Risk: Estate Planning Crisis Unveiled
Lending & Investment Crypto Wealth at Risk: Estate Planning Crisis Unveiled

Imagine building a fortune in cryptocurrency—millions in bitcoin or ethereum amassed through savvy investments—only to have it vanish into the digital ether after your passing, leaving loved ones with nothing. This nightmare scenario is becoming a harsh reality for countless families as the crypto

How Is Bitcoin Liveliness Shaping Future Payroll Systems?
Digital Banking & Payments How Is Bitcoin Liveliness Shaping Future Payroll Systems?

Imagine a world where your paycheck isn’t just a direct deposit in dollars, but a seamless transfer of digital currency that reflects the pulse of a global market. This isn’t a far-off fantasy—it’s a reality taking shape as businesses increasingly turn to Bitcoin and other cryptocurrencies for

ClearBank and Plaid Partner to Revolutionize Pay by Bank
Digital Banking & Payments ClearBank and Plaid Partner to Revolutionize Pay by Bank

Setting the Stage for a Payment Revolution Imagine a world where payments happen in the blink of an eye, with no intermediaries, minimal fees, and ironclad security. This isn't a distant dream but a rapidly approaching reality, thanks to the strategic alliance between ClearBank, a UK-based

Can Sokin Redefine Global Payments with $50M Funding?
Digital Banking & Payments Can Sokin Redefine Global Payments with $50M Funding?

Imagine a world where sending money across borders is as seamless as texting a friend, where businesses no longer grapple with convoluted fees and delays in international transactions. This vision is no longer a distant dream but a tangible goal for Sokin, a London-based startup that has just

How Are Crypto and AI Rewiring Web3 with Agents and DePIN?
Blockchain & Cryptocurrency How Are Crypto and AI Rewiring Web3 with Agents and DePIN?

I'm thrilled to sit down with Kofi Ndaikate, a trailblazer in the fintech realm whose deep knowledge of blockchain, cryptocurrency, and regulatory landscapes has made him a go-to voice in the industry. With his finger on the pulse of emerging technologies, Kofi has been at the forefront of

Top Payment Gateways for Nigerian Businesses in 2025
Digital Banking & Payments Top Payment Gateways for Nigerian Businesses in 2025

Imagine a bustling online marketplace in Lagos, where a small business owner watches sales skyrocket because customers can pay effortlessly with just a tap on their phones. In Nigeria's thriving digital economy, this scenario is becoming the norm, as payment gateways transform how businesses

Ben & Jerry’s Activism Risks £7 Billion Spin-Off Success
Lending & Investment Ben & Jerry’s Activism Risks £7 Billion Spin-Off Success

Imagine a brand so tied to social justice that its ice cream flavors become synonymous with protest and progress, yet this very identity threatens to unravel a £7 billion corporate maneuver. Ben & Jerry’s, the Vermont-born ice cream maker, has long been celebrated for championing causes from human

MOVii Expands to Peru as Neo-Acquirer in Latin America Push
Digital Banking & Payments MOVii Expands to Peru as Neo-Acquirer in Latin America Push

Imagine a region where digital transactions are skyrocketing, yet millions still struggle with financial access, and a handful of players dominate payment processing. This is the reality of Latin America today, and Colombian fintech MOVii is stepping into this dynamic arena with its recent entry

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