In the ever-evolving landscape of financial technology, the Asian WealthTech sector has hit a striking milestone with a staggering 58% year-on-year funding decline in the third quarter of this year, plummeting from $1.1 billion to just $469.6 million. This dramatic shift has sent ripples through
In the fast-paced world of tech, where innovation and profitability often clash, Bill Holdings—a San Jose-based powerhouse in financial software for small and mid-sized businesses (SMBs)—stands at a critical juncture, facing tough decisions. Picture a company serving nearly 500,000 SMBs and 9,000
In the ever-accelerating realm of blockchain technology, Layer-2 (L2) scaling solutions were once celebrated as the ultimate fix for Ethereum's persistent scalability challenges, promising to alleviate the strain on the base Layer-1 (L1) network by offloading transaction processing. Initially, the
Most businesses are treating the European Union’s Markets in Crypto-Assets Regulation (MiCA) as a compliance issue to be addressed. They are scrambling to meet its technical standards, viewing the framework as yet another costly regulatory burden. This state of mind is a profound strategic error,
In a rapidly evolving digital finance landscape, the intersection of cryptocurrency and regulatory frameworks is becoming a focal point for innovation and debate, particularly as stablecoins gain prominence as a potential cornerstone of modern financial systems. A recent development has thrust this
Imagine a lending landscape where accessing competitive rates for student loans or tapping into home equity feels seamless, even amid economic uncertainty, and fintech innovators like Splash Financial are leading the charge with a recent $70 million Series C funding round and the launch of a new
What if holiday shopping could come without the sting of credit card interest piling up months after the gifts are unwrapped? Imagine a season where a $1,500 tech gadget or a luxurious gift set is financed with zero interest, even over an extended repayment plan. This year, Affirm, a leading buy
In an era where client expectations for personalized and seamless financial services are higher than ever, Registered Investment Advisors (RIAs) face the challenge of managing complex workflows while delivering exceptional value. The key to meeting these demands lies in constructing a technology
I'm thrilled to sit down with Kofi Ndaikate, a seasoned expert in the ever-evolving world of fintech. With a deep understanding of blockchain, cryptocurrency, and the intricacies of regulation and policy, Kofi brings a wealth of knowledge to today’s discussion. We’ll dive into the latest trends in
In the ever-evolving landscape of wealth management technology, a striking statistic has emerged from the third quarter: US WealthTech funding has nosedived by 52%, dropping to $861 million compared to last year, even as the number of deals climbed by 15% to 71 transactions. This paradox of
