Sarah Vainstein

Financial advisors navigating the burgeoning digital asset landscape have long been confronted with a significant challenge: how to responsibly and systematically allocate client funds to a market known for its complexity and volatility. Within the expansive $645 billion model portfolio market, a

The fundamental concept of transferring value is undergoing its most profound transformation in a century, moving from a discrete action to an invisible, integrated element of our digital existence. What was once a deliberate process of exchanging cash or inserting a card is now becoming a

The persistent challenge of slow, costly, and opaque cross-border transactions has long been a major friction point in global finance, a problem that traditional banking infrastructure has struggled to resolve efficiently. As digital transformation accelerates, financial institutions are

SoFi Technologies' historic fourth-quarter 2025 financial report has effectively answered a question that has loomed over the financial technology sector for years: can a purely digital bank, built on code rather than concrete, achieve mainstream scale and sustainable profitability? The company's

The digital transformation of wealth management has paradoxically led to a more fragmented and siloed operational reality for many financial advisors, forcing them to navigate a disjointed ecosystem of software to serve a single client’s increasingly intricate needs. In a direct response to this

The Dawn of a New Shopping Era Paused at the Payment Terminal The much-heralded future of e-commerce, delivered by an intelligent AI assistant, is knocking on the digital storefront but finds the door is firmly locked at the payment terminal. Welcome to the world of agentic commerce, where digital

The well-trodden paths to crypto wealth through legacy assets like Bitcoin have become congested, forcing astute investors to seek fortune in the uncharted, high-stakes territory of presale markets. A growing consensus among market observers suggests that assets like Bitcoin and Ethereum are now

In the fast-paced world of financial markets, even a seemingly minor administrative change can cause a ripple of concern among investors who meticulously track their portfolios. CIBC Asset Management Inc. (CAMI), the investment management arm of the Canadian Imperial Bank of Commerce, has recently

A defining moment for the future of digital finance in the United States is rapidly approaching, with a critical piece of legislation, the Crypto Market Structure Bill, set for a pivotal Senate vote on January 27. This bill has become the focal point of an intense debate over how the nation should

The long-established paradigm for demonstrating Anti-Money Laundering compliance is being systematically dismantled, as financial regulators have decisively shifted their focus from theoretical program design to the tangible, day-to-day operational outcomes of an AML system. For years, institutions