Sarah Vainstein

Sarah Vainstein

Fintech Innovation Expert
Sarah Vainstein is a fintech expert with a keen interest in banking. She explores various topics, ranging from the impact of digital transformation on traditional banking to the rise of decentralized finance (DeFi). Her analytical approach provides valuable perspectives and guidance on the application of Fintech.
Beware Ghost Tapping: Protect Your Mobile Wallet Now
Digital Banking & Payments Beware Ghost Tapping: Protect Your Mobile Wallet Now

Imagine stepping onto a crowded subway during rush hour, your phone tucked loosely in your pocket, only to later discover an unauthorized charge on your mobile wallet that you never approved. This unsettling scenario is becoming a reality for some due to a deceptive scam known as ghost tapping.

WealthTech System Integration – Review
Lending & Investment WealthTech System Integration – Review

Setting the Stage for WealthTech Challenges In an era where efficiency defines success in wealth management, a staggering 33% of UK wealth managers juggle 10 or more technology systems daily, while 86% rely on at least four. This fragmented technological landscape creates a labyrinth of

How Zilch Redefines Fan Payments with Arsenal Partnership?
Digital Banking & Payments How Zilch Redefines Fan Payments with Arsenal Partnership?

Diving into the evolving landscape of fintech and consumer payment solutions, I’m thrilled to sit down with Kofi Ndaikate, a seasoned expert whose insights span blockchain, cryptocurrency, and regulatory frameworks. Today, we’re exploring an exciting development in the fintech space: Zilch’s

Central Banks Unite to Revolutionize FX Settlements
Digital Banking & Payments Central Banks Unite to Revolutionize FX Settlements

What happens when the backbone of global trade—cross-border money transfers—grinds to a halt under the weight of inefficiency and risk? Every day, trillions of dollars flow across borders in foreign exchange (FX) transactions, yet delays, high costs, and settlement uncertainties continue to plague

How Is ClearToken Revolutionizing Digital Asset Settlement?
Regulatory & Compliance How Is ClearToken Revolutionizing Digital Asset Settlement?

In the fast-evolving world of digital finance, inefficiencies in asset settlement have long posed a significant barrier to market growth, with pre-funding requirements tying up billions in capital and counterparty risks looming over every transaction. Enter ClearToken, a London-based digital asset

Why Is AI the Core of Banking at Backbase Engage 2025?
Lending & Investment Why Is AI the Core of Banking at Backbase Engage 2025?

What happens when technology doesn’t just support banking but completely redefines it? At Backbase Engage in London this year, the answer became crystal clear: artificial intelligence (AI) has evolved from a helpful tool to the very core of financial systems, unveiling a seismic shift that is

Clear Junction Promotes Teresa Cameron to CEO in Strategic Shift
Trends & Innovation Clear Junction Promotes Teresa Cameron to CEO in Strategic Shift

In an era where fintech companies are rapidly reshaping the global financial landscape, a significant leadership transition at a key player in cross-border payments has caught the industry’s attention, marking a pivotal moment for Clear Junction. This prominent provider of banking and payments

LemFi Expands with Savings Accounts for UK Immigrants
Regulatory & Compliance LemFi Expands with Savings Accounts for UK Immigrants

In a financial landscape where immigrants often struggle to find tailored solutions that meet their unique needs, a London-based fintech company is stepping up with an innovative approach to bridge this gap. Many newcomers to the UK face challenges like limited access to competitive savings options

Predictable Payment Options for Smarter Budget Control
Digital Banking & Payments Predictable Payment Options for Smarter Budget Control

In an era where digital subscriptions and entertainment expenses can quickly spiral out of control, managing a household budget has become more challenging than ever, especially when unexpected charges sneak into monthly statements, disrupting financial stability. Many consumers find themselves

Quantum Computing Threatens Bitcoin and Ethereum Security
Blockchain & Cryptocurrency Quantum Computing Threatens Bitcoin and Ethereum Security

The landscape of cryptocurrency is facing an unprecedented challenge as quantum computing emerges as a formidable force capable of disrupting the very foundations of digital asset security, with Bitcoin (BTC) and Ethereum (ETH), the titans of the crypto world, relying on cryptographic systems that

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