Sarah Vainstein

Sarah Vainstein

Fintech Innovation Expert
Sarah Vainstein is a fintech expert with a keen interest in banking. She explores various topics, ranging from the impact of digital transformation on traditional banking to the rise of decentralized finance (DeFi). Her analytical approach provides valuable perspectives and guidance on the application of Fintech.
EU Proposes Financial Super-Regulator with ESMA Expansion
Regulatory & Compliance EU Proposes Financial Super-Regulator with ESMA Expansion

Imagine a financial landscape where inconsistent rules across 27 nations leave gaping holes for market instability to creep in, threatening the economic stability of an entire region. That’s the reality the European Union is confronting as it unveils a bold proposal on December 3 to transform the

How Do Digital Wealth Platforms Transform Financial Advice?
Lending & Investment How Do Digital Wealth Platforms Transform Financial Advice?

Imagine a world where financial advice isn’t just a yearly check-in with a suited advisor, but a dynamic, real-time conversation tailored to your life’s pivotal moments—be it a child’s college graduation or a sudden market shift. Digital wealth platforms are making this a reality, revolutionizing

Can Kalshi Redefine the Future of Prediction Markets?
Lending & Investment Can Kalshi Redefine the Future of Prediction Markets?

Imagine a world where the outcome of an election or the likelihood of a major economic shift isn't just speculated on by pundits but predicted with uncanny accuracy by a collective market of everyday people and institutions. This is the tantalizing promise of prediction markets, and at the heart of

Mastercard Boosts SME Cards with Cybersecurity in LAC Region
Digital Banking & Payments Mastercard Boosts SME Cards with Cybersecurity in LAC Region

What happens when small businesses, the heartbeat of economies across Latin America and the Caribbean (LAC), face relentless cyber threats with limited resources to fight back? A staggering statistic reveals the urgency: only 23% of SMEs in the region feel confident in their cybersecurity, despite

Global Payments at Crossroads: Geopolitics and Tech Collide
Digital Banking & Payments Global Payments at Crossroads: Geopolitics and Tech Collide

Imagine a world where the simple act of sending money across borders becomes a geopolitical chess game, while cutting-edge tech rewires the very foundation of financial transactions. This isn’t a distant scenario but the reality of today’s global payments industry, a sector generating a staggering

TrueLayer Hits 20M Users, Leads Europe's Pay by Bank Shift
Digital Banking & Payments TrueLayer Hits 20M Users, Leads Europe's Pay by Bank Shift

Imagine a world where paying for your online purchases is as instantaneous as sending a text message, where cumbersome card details are a relic of the past, and security concerns no longer keep you up at night. That world is fast becoming a reality in Europe, thanks to a seismic shift in digital

Payments Power 50 2026 Opens Nominations for Innovators
Digital Banking & Payments Payments Power 50 2026 Opens Nominations for Innovators

Why this nomination window matters to the market Nominations opening for a program that honors 40 companies and 10 leaders might look like standard industry fanfare, yet the timing and criteria signal a deeper market shift: value now accrues to operators who prove resilience, regulatory readiness,

Predicting US Market Downturns with News Sentiment Analysis
Lending & Investment Predicting US Market Downturns with News Sentiment Analysis

What if the seeds of a market crash were buried in the tone of today’s news? In a world where the S&P 500 can plummet 30% in weeks, as seen during the COVID-19 crisis, the race to predict the next financial storm is more urgent than ever. Every day, thousands of articles flood the internet, shaping

Tidalwave Secures $22M to Revolutionize AI Mortgage Automation
Lending & Investment Tidalwave Secures $22M to Revolutionize AI Mortgage Automation

What if the daunting, weeks-long ordeal of securing a mortgage could be transformed into a seamless, days-long process with the help of cutting-edge technology? In an industry often criticized for its sluggish pace and outdated methods, Tidalwave, a pioneering mortgage technology firm, is making

How Zilch Redefines Fan Payments with Arsenal Partnership?
Digital Banking & Payments How Zilch Redefines Fan Payments with Arsenal Partnership?

Diving into the evolving landscape of fintech and consumer payment solutions, I’m thrilled to sit down with Kofi Ndaikate, a seasoned expert whose insights span blockchain, cryptocurrency, and regulatory frameworks. Today, we’re exploring an exciting development in the fintech space: Zilch’s

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