Sarah Vainstein

Sarah Vainstein

Fintech Innovation Expert
Sarah Vainstein is a fintech expert with a keen interest in banking. She explores various topics, ranging from the impact of digital transformation on traditional banking to the rise of decentralized finance (DeFi). Her analytical approach provides valuable perspectives and guidance on the application of Fintech.
How Can Policy Monitoring Transform Risk Management?
Regulatory & Compliance How Can Policy Monitoring Transform Risk Management?

Fraud.net's latest innovation, the "Policy Monitoring" solution, marks a pivotal advancement in business risk management. This powerful tool is designed to ensure merchant policy compliance and mitigate contractual risks, thereby enhancing overall operational efficiency. The

What Can Investors Expect from Kraken Robotics' 2024 Financial Results?
Lending & Investment What Can Investors Expect from Kraken Robotics' 2024 Financial Results?

Kraken Robotics Inc., a company listed on the TSX Venture Exchange under the ticker PNG and on OTCQB as KRKNF, has announced the release of its fiscal year 2024 financial results. This announcement will have significant implications for the stakeholders eager to understand Kraken's financial

Which Fintech Offers a Better Banking Experience: SoFi or Chime?
Digital Banking & Payments Which Fintech Offers a Better Banking Experience: SoFi or Chime?

The ever-evolving fintech landscape has introduced SoFi and Chime as pivotal players in the banking industry, offering online-only services with distinct benefits. This article endeavors to compare these two fintech giants, dissecting their services to help consumers make informed decisions.

DeFi Surges as CeFi Falters: Crypto Lending Market Recalibrates
Blockchain & Cryptocurrency DeFi Surges as CeFi Falters: Crypto Lending Market Recalibrates

The cryptocurrency lending landscape has undergone a dramatic transformation, highlighting the contrasting paths of centralized finance (CeFi) and decentralized finance (DeFi) from their peaks to the end of 2024. The total crypto lending market contracted by over 43%, from $64.4 billion in 2021 to

Cash Flow Crisis: Survival Strategies for Australian SMEs
Lending & Investment Cash Flow Crisis: Survival Strategies for Australian SMEs

In the dynamic financial landscape of Australia, small and medium-sized enterprises (SMEs) face a precarious balancing act between growth and survival. The dual nature of the SME sector's growth and decline has cast a spotlight on the significance of cash flow management, which is critical for

Is Trump's New Stablecoin Airdrop a Game Changer for DeFi?
Blockchain & Cryptocurrency Is Trump's New Stablecoin Airdrop a Game Changer for DeFi?

In the rapidly evolving landscape of decentralized finance (DeFi), World Liberty Financial (WLFI) has made headlines with its ambitious plan to airdrop its new stablecoin, USD1, to current WLFI token holders. This initiative is more than just a marketing tactic; it is an integral part of testing

Can CBA’s New HECS Policy Open Doors for Young Home Buyers?
Lending & Investment Can CBA’s New HECS Policy Open Doors for Young Home Buyers?

Commonwealth Bank of Australia's (CBA) recent policy change to ease restrictions on Higher Education Contribution Scheme (HECS) debts in home loan assessments has generated significant interest. This move aims to assist young individuals burdened by student debt to qualify for home loans, a

Hawk AI Raises $56M to Enhance AML and Fraud Detection with AI
Regulatory & Compliance Hawk AI Raises $56M to Enhance AML and Fraud Detection with AI

Imagine a world where financial institutions can predict and thwart fraud before it happens. Hawk AI GmbH, the brainchild of fintech experts Tobias Schweiger and Wolfgang Berner, is stepping up to make this vision a reality. The AI-driven company has successfully secured $56 million in its latest

Global Smishing Scam Targets Toll Payment Users with Fake Websites
Digital Banking & Payments Global Smishing Scam Targets Toll Payment Users with Fake Websites

A sophisticated cybercriminal campaign has been targeting toll payment services across various regions with global expansion already in effect, affecting millions of electronic toll collection system users. This operation employs highly convincing SMS phishing (smishing) tactics, creating a false

Innovations In Digital Wallets And Mobile Payments
Digital Banking & Payments Innovations In Digital Wallets And Mobile Payments

Imagine walking into your favorite café, tapping your wearable device to pay for your coffee, and then heading to work without ever touching your physical wallet. This seamless transaction, which seemed futuristic only a few years ago, is now an everyday reality. The digital wallet revolution has

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