As the financial landscape continues to evolve with rapid advancements in technology and policy, few experts are as equipped to guide us through these changes as Kofi Ndaikate. With a deep background in fintech, spanning blockchain, cryptocurrency, regulation, and policy, Kofi offers a unique
In a rapidly evolving digital finance landscape, the intersection of cryptocurrency and regulatory frameworks is becoming a focal point for innovation and debate, particularly as stablecoins gain prominence as a potential cornerstone of modern financial systems. A recent development has thrust this
Diving into the Downturn: Unpacking Crypto Payment Trends In a landscape where digital innovation is reshaping financial systems, a startling statistic emerges: only 1.9% of U.S. consumers used cryptocurrency for payments in the most recent survey data, reflecting a persistent drop. This figure
In a transformative move for the financial landscape of Latin America, a UK-based neobank has taken a significant step toward establishing a foothold in Colombia, aiming to redefine how banking services are accessed and experienced in the region. With a growing demand for digital-first financial
Setting the Stage: The High Stakes of Debit Card Fees Imagine a small retailer in rural America swiping a debit card for a $10 purchase, only to lose a significant chunk of that revenue to transaction fees—costs that accumulate into billions annually across the retail sector, highlighting a
What if holiday shopping could come without the sting of credit card interest piling up months after the gifts are unwrapped? Imagine a season where a $1,500 tech gadget or a luxurious gift set is financed with zero interest, even over an extended repayment plan. This year, Affirm, a leading buy
