Digital Banking & Payments

Monzo Acquires Habito in Push for Profitability
Digital Banking & Payments Monzo Acquires Habito in Push for Profitability

The evolution of digital challenger banks from disruptive payment applications to multifaceted financial institutions has reached a pivotal moment, with the urgent pursuit of sustainable profitability now commanding the industry's full attention. In a landmark move that powerfully illustrates this

Cloud-Native Systems Power the Future of Payments
Digital Banking & Payments Cloud-Native Systems Power the Future of Payments

The silent, instantaneous approval of a digital payment belies the monumental technological shift occurring within the global financial infrastructure, a transition moving far beyond simple data storage to fundamentally re-architect how money moves. For decades, the financial industry operated on

Will Your Digital Wallet Work Everywhere?
Digital Banking & Payments Will Your Digital Wallet Work Everywhere?

The convenience of a digital wallet, holding everything from payment cards to event tickets, has become an indispensable part of modern life, yet its utility often evaporates the moment a user crosses a border or attempts to pay at a merchant outside its native ecosystem. This fragmentation has

Why Is SBI Hiring 6,500 People for Digital Banking?
Digital Banking & Payments Why Is SBI Hiring 6,500 People for Digital Banking?

In a move that seemingly contradicts the tech industry's trend toward automation and workforce reduction, one of the world's largest banks is embarking on a massive hiring spree specifically to fuel its digital transformation. State Bank of India (SBI) is strategically recruiting an additional

Average BNPL Loan Size Jumps as Late Fees Decline
Digital Banking & Payments Average BNPL Loan Size Jumps as Late Fees Decline

A Shifting Landscape for Modern Credit The Buy Now, Pay Later (BNPL) industry, a dominant force in modern e-commerce, is showing clear signs of maturation. A recent landmark study by the Consumer Financial Protection Bureau (CFPB) reveals a fascinating and complex new chapter: while the sector's

Visa CEO's Pay Hits Record High as Threats Mount
Digital Banking & Payments Visa CEO's Pay Hits Record High as Threats Mount

In a world where digital transactions have become as fundamental as breathing, the compensation for the executive steering one of the largest payment networks has soared to an unprecedented peak, raising profound questions about corporate value versus market vulnerability. The record-setting pay

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