Imagine a financial landscape in the Philippines where transactions happen instantly, regardless of the hour, connecting local businesses to global markets and empowering individuals with unprecedented access to funds. The Bangko Sentral ng Pilipinas (BSP), the nation’s central bank, is set to
In the bustling streets of New York City, a quiet revolution has been reshaping how residents and visitors handle everyday transactions, moving away from crumpled bills and loose change to the swift tap of a card or smartphone. This shift toward digital payments, accelerated by technological
In an era where environmental concerns dominate global discourse, the fintech industry faces a staggering challenge: over 6 billion plastic payment cards are produced annually, contributing significantly to non-biodegradable waste, which underscores the urgent need for alternatives that align with
I’m thrilled to sit down with Kofi Ndaikate, a renowned expert in the fintech space whose deep knowledge of blockchain, cryptocurrency, and financial regulations has made him a sought-after voice in the industry. Today, we’re diving into the exciting partnership between PNC Bank and Extend, a
Unveiling a Critical Challenge in BNPL Growth The buy now, pay later (BNPL) sector has exploded in popularity, reshaping consumer spending with its promise of flexibility and instant gratification, but a shadowy threat looms large over this fintech success story, threatening its long-term
In a world where every swipe, tap, or click drives commerce, the split second of a card transaction hides a labyrinth of complexity that can make or break a business, as seen when a global retailer launches a new credit card program only to face delays, fraud risks, and regulatory hurdles because