Lending & Investment

National Australia Bank (NAB) has made a significant move by slashing its fixed-rate home loans amid economic forecasts suggesting imminent cuts in the Reserve Bank of Australia's (RBA) cash rate. NAB reduced its advertised fixed-rate home loans to 5.39% p.a. (6.30% p.a. comparison rate) for

Divorce poses numerous challenges, one of the most critical being the potential for severe credit damage due to jointly held mortgages. Thousands of divorcees in the US have received a stark warning about the financial pitfalls of joint mortgages, particularly when ex-spouses struggle to meet

Commonwealth Bank of Australia's (CBA) recent policy change to ease restrictions on Higher Education Contribution Scheme (HECS) debts in home loan assessments has generated significant interest. This move aims to assist young individuals burdened by student debt to qualify for home loans, a

Kofi Ndaikate is well-versed in the dynamic world of Fintech. His expertise spans various industry areas, from blockchain and cryptocurrency to regulation and policy. In this interview, Ndaikate shares insights into the newly launched composable banking platform Akkuro by Topicus, its integration

Digital currencies have dramatically transformed the global financial system by providing swift, cost-effective transaction methods and bridging traditional and modern economies. XRP and Stellar (XLM) stand out as two such digital currencies that work in conjunction rather than competition to

Microfinance institutions (MFIs) have seen unprecedented growth in recent years, playing a crucial role in providing financial services to low-income individuals. Their expansion has significantly impacted economic development and poverty reduction. In the past few years, MFIs have employed