Digital currencies have dramatically transformed the global financial system by providing swift, cost-effective transaction methods and bridging traditional and modern economies. XRP and Stellar (XLM) stand out as two such digital currencies that work in conjunction rather than competition to
Microfinance institutions (MFIs) have seen unprecedented growth in recent years, playing a crucial role in providing financial services to low-income individuals. Their expansion has significantly impacted economic development and poverty reduction. In the past few years, MFIs have employed
Germany has recently undertaken a significant overhaul of its Schufa credit score system, which promises to bring a host of improvements to consumers. The current opaque system has been transformed into a much more transparent model, employing twelve clear criteria that focus on themes such as
Peer-to-peer (P2P) networks have undergone significant transformations since their debut in the late 1990s. Initially created for digital file-sharing, these networks have grown to play a pivotal role in sectors such as disaster response, finance, healthcare, education, and energy. This article
The impending multi-trillion-dollar wealth transfer from Baby Boomers to Millennials and Generation Z is set to redefine the financial landscape. This shift demands a new approach to investment strategies, with technology playing a pivotal role in meeting the evolving expectations of younger
Tirana Bank has embarked on an ambitious journey towards digital transformation, teaming up with Backbase, a leader in engagement banking, to redefine the banking experience for its customers. This collaboration marks the most significant technology investment in the bank’s history, surpassed only
