A recent Bankrate survey sheds light on the behavior and preferences of American credit cardholders regarding rewards cards, providing significant insights into the redemption habits and favored features among U.S. adults. This study also highlights the impact of income and age on these behaviors,
The financial ecosystem is continuously threatened by the specter of financial crime (FinCrime), which poses a considerable challenge for institutions responsible for safeguarding our economic sanctuaries. As fraudsters refine their tactics, the once stalwart conventional methods falter, beckoning
As of January 2025, mortgage holders in Serbia will face significant changes due to the expiration of interest rate caps imposed by the National Bank of Serbia (NBS). This change will result in higher monthly payments for borrowers as new legal provisions come into effect. Over the past year,
The article introduces the transformative financial agreement between Simply Asset Finance, a UK-based business lending provider, and Bank of America. This deal involves a £120 million loan facility aimed at significantly enhancing Simply Asset Finance's ability to support small and medium-sized
Open banking, initiated by the European Union's Payment Services Directive (PSD2) in 2015 and paralleled by the UK's Payment Services Regulations, has sparked significant interest and debate in the financial sector. Nearly a decade into its implementation, this regulatory framework aimed to foster
While analysts have expressed optimism about the market, the juxtaposition of high valuations and the need to rebalance portfolios in the near term could pose unforeseen risks. Given the current high levels of speculation and leverage, this is particularly significant. It's interesting to note how
