Lending & Investment

Can CBA’s New HECS Policy Open Doors for Young Home Buyers?
Lending & Investment Can CBA’s New HECS Policy Open Doors for Young Home Buyers?

Commonwealth Bank of Australia's (CBA) recent policy change to ease restrictions on Higher Education Contribution Scheme (HECS) debts in home loan assessments has generated significant interest. This move aims to assist young individuals burdened by student debt to qualify for home loans, a

Will Akkuro Revolutionize Banking With Modular Financial Solutions?
Lending & Investment Will Akkuro Revolutionize Banking With Modular Financial Solutions?

Kofi Ndaikate is well-versed in the dynamic world of Fintech. His expertise spans various industry areas, from blockchain and cryptocurrency to regulation and policy. In this interview, Ndaikate shares insights into the newly launched composable banking platform Akkuro by Topicus, its integration

How Do XRP and Stellar XLM Work Together to Modernize Finance?
Lending & Investment How Do XRP and Stellar XLM Work Together to Modernize Finance?

Digital currencies have dramatically transformed the global financial system by providing swift, cost-effective transaction methods and bridging traditional and modern economies. XRP and Stellar (XLM) stand out as two such digital currencies that work in conjunction rather than competition to

Growth Of Microfinance Institutions
Lending & Investment Growth Of Microfinance Institutions

Microfinance institutions (MFIs) have seen unprecedented growth in recent years, playing a crucial role in providing financial services to low-income individuals. Their expansion has significantly impacted economic development and poverty reduction. In the past few years, MFIs have employed

How Will Germany's New Credit System Impact Your Score?
Lending & Investment How Will Germany's New Credit System Impact Your Score?

Germany has recently undertaken a significant overhaul of its Schufa credit score system, which promises to bring a host of improvements to consumers. The current opaque system has been transformed into a much more transparent model, employing twelve clear criteria that focus on themes such as

Peer-to-Peer Networks Revolutionize Resilience, Finance, and Education
Lending & Investment Peer-to-Peer Networks Revolutionize Resilience, Finance, and Education

Peer-to-peer (P2P) networks have undergone significant transformations since their debut in the late 1990s. Initially created for digital file-sharing, these networks have grown to play a pivotal role in sectors such as disaster response, finance, healthcare, education, and energy. This article

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