Imagine walking into a dealership in Oregon, excited to drive off with a new car, only to be bogged down by confusing financing terms and unexpected delays in finalizing the deal. This scenario has been all too common for many buyers, but a groundbreaking piece of legislation signed by Governor
What happens when a once-skeptical regulator opens the floodgates to a trillion-dollar market? The Securities and Exchange Commission (SEC) has done just that with its groundbreaking approval of new listing rules for spot cryptocurrency exchange-traded funds (ETFs). This isn’t just a policy tweak;
Artificial Intelligence (AI) is emerging as a transformative force in financial regulation, as highlighted by Bank of England Governor Andrew Bailey in a recent statement that has captured the attention of industry stakeholders. Bailey underscored AI’s remarkable ability to detect critical
I’m thrilled to sit down with Kofi Ndaikate, a seasoned expert in the fast-evolving world of fintech. With a deep understanding of blockchain, cryptocurrency, regulatory frameworks, and industry trends, Kofi offers a unique perspective on the latest developments shaping the financial technology
Overview of the Banking-as-a-Service Industry In an era where digital transformation dictates the pace of financial services, Banking-as-a-Service (BaaS) has emerged as a cornerstone of innovation, enabling companies outside traditional banking to offer financial products seamlessly. This model
In the heart of Southeast Asia, the Philippines grapples with a persistent and growing challenge: financial fraud, which undermines consumer trust and stifles economic progress at an alarming rate. Recent data paints a stark picture, revealing that the country’s digital fraud rate significantly
