The recent partnership between America First Credit Union and Loquat Inc. signifies a critical advancement in the credit union's approach to small business onboarding. With an increasing number of small business accounts, America First Credit Union is harnessing digital technologies to enhance
Experian, a leading player in the credit industry, has unveiled "Cashflow Attributes," a cutting-edge open banking platform that strives to democratize access to credit – a move that greatly benefits consumers on the fringes of the traditional financial spectrum. Revolutionizing Credit Assessments
In a notable development for the global financial industry, UBS has reported its first quarterly profit since the historic acquisition of Credit Suisse. This achievement marks a significant milestone for UBS as it emerges from a period marked by the challenges of integrating two banking
A New Era for Credit Scoring Experian is altering the financial landscape with the introduction of Cashflow Attributes, a tool designed to enrich the process of credit evaluation. This groundbreaking invention could signal a new era for credit scoring, as it seeks to address a critical issue: the
As European countries navigate the fine balance between economic growth and financial prudence, the challenge intensifies. With economic expansion on a modest trajectory, the continent is faced with the critical task of developing and implementing financial policies that effectively address the
The Graduation Gap: Income and Outcomes The correlation between socioeconomic status and graduation rates in the U.S. is setting a troubling precedent for higher education. Federal studies have shed light on the stark reality that students from higher-income families (those earning $115,000 and
