Digital Banking

How Are Governments Navigating Digital Payment Challenges?
Trends & Innovation How Are Governments Navigating Digital Payment Challenges?

The fourth panel session of the Global Government Fintech Lab 2025 unraveled the dynamics of government adaptation to the digital revolution in financial transactions, specifically examining the challenges and opportunities that come with the shift to digital disbursements. In an era where cash and

Global Shift: Phasing Out OTPs for Enhanced Banking Security
Digital Banking & Payments Global Shift: Phasing Out OTPs for Enhanced Banking Security

In a world where digital transactions are commonplace and cyber threats are increasingly sophisticated, traditional methods of authentication like SMS and email-based one-time passwords (OTPs) are being reconsidered, if not outright abandoned. These methods, once seen as the cutting edge of digital

SMBs Boost Customer Experience With Digital Wallets and 5G
Digital Banking & Payments SMBs Boost Customer Experience With Digital Wallets and 5G

The rapid pace of technological advancements has profoundly influenced various sectors, with small and midsize businesses (SMBs) at the forefront. In today's digital-first world, the incorporation of technologies such as digital wallets and 5G has revolutionized customer experiences, resulting in

Cloud-Native Banking: Transforming the Future of Finance
Lending & Investment Cloud-Native Banking: Transforming the Future of Finance

In a dynamic landscape where technology redefines the contours of banking, cloud-native platforms signal a paradigm shift that financial institutions cannot afford to overlook. As banks across the globe confront the limitations of traditional systems, cloud-native technology emerges as a beacon of

How is Deluxe Embracing Digital Payments Transformation?
Digital Banking & Payments How is Deluxe Embracing Digital Payments Transformation?

Deluxe Corporation, renowned for its legacy in paper check production, is navigating a significant shift due to diminishing demand. Traditionally synonymous with tangible payments, Deluxe confronts a decreasing reliance on checks, driven partly by government initiatives under the previous

Is Cash App's $12M Settlement a Win for Consumer Rights?
Digital Banking & Payments Is Cash App's $12M Settlement a Win for Consumer Rights?

In an era where digital communication rapidly evolves, consumer rights face constant challenges, highlighted by the $12.5 million settlement from Cash App's parent company, Block. This settlement, a consequence of unsolicited spam text allegations, raises significant questions about the balance

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