Digital Wallets

Swipe Fees Create a Hidden Tax on All Consumers
Digital Banking & Payments Swipe Fees Create a Hidden Tax on All Consumers

The convenience of a simple credit card tap at the checkout counter now conceals a staggering financial undercurrent, a system that collected enough from American merchants last year to cover two full months of groceries for every household in the nation. This vast, often invisible, flow of money

10x and audax Partner to Derisk Bank Modernization
Lending & Investment 10x and audax Partner to Derisk Bank Modernization

An overwhelming majority of banking executives recognize their outdated technology as an existential threat, yet an astonishingly small fraction are actively undertaking the necessary transformation to address it. This profound disconnect highlights a central paradox in modern finance: while the

Will This Merger Create a Church Tech Powerhouse?
Digital Banking & Payments Will This Merger Create a Church Tech Powerhouse?

A New Giant Emerges: Unpacking the Vanco and ACS Technologies Merger The church technology landscape has just been reshaped by a landmark deal that signals a powerful shift toward integrated, all-in-one digital solutions for faith-based organizations. Vanco, a leader in online payment processing

Visa's New Fee Program Creates Chaos for Merchants
Digital Banking & Payments Visa's New Fee Program Creates Chaos for Merchants

The October Surprise How a Fee Overhaul Blindsided American Businesses In a move that sent shockwaves through the American business community, Visa’s sudden implementation of its Commercial Enhanced Data Program (CEDP) triggered immediate and widespread financial disruption that continues to

Why Are Payment Giants Embracing Stablecoins?
Digital Banking & Payments Why Are Payment Giants Embracing Stablecoins?

With a deep understanding of the intricate dance between financial regulation and technological innovation, Kofi Ndaikate has become a leading voice on the integration of digital currencies into mainstream payments. As giants from Visa to Klarna make significant moves into the stablecoin space, his

How Is Upbit Fighting Back After a Major Hack?
Blockchain & Cryptocurrency How Is Upbit Fighting Back After a Major Hack?

In the high-stakes world of digital assets, security breaches are a constant threat, but the story of recovery is often left untold. To shed light on this critical process, we sat down with Kofi Ndaikate, a leading expert in Fintech and cryptocurrency security. Following a recent high-profile hack,

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