Laws & Regulations

Fintech Funding Surge: Grateful, Form3, Tenora Lead the Way
Trends & Innovation Fintech Funding Surge: Grateful, Form3, Tenora Lead the Way

Unveiling the Fintech Investment Surge The fintech sector is witnessing a remarkable influx of capital, with investments pouring in at a pace that underscores the transformative potential of technology-driven financial solutions. Recent data reveals that global fintech funding has surged by over

Visa and Mastercard Settle $199.5M Merchant Lawsuit
Digital Banking & Payments Visa and Mastercard Settle $199.5M Merchant Lawsuit

As we dive into the complex world of financial law and antitrust disputes, I’m thrilled to sit down with Kofi Ndaikate, a renowned expert in Fintech with deep knowledge of payment processing systems, blockchain, and regulatory policy. Today, we’re unpacking the recent $199.5 million settlement

MoneyLion Settles CFPB Claims Over Military Fee Allegations
Regulatory & Compliance MoneyLion Settles CFPB Claims Over Military Fee Allegations

In a striking revelation about financial exploitation, thousands of military families have reportedly faced excessive fees and unfair practices from online lenders, with MoneyLion emerging as a focal point of controversy. The U.S. Consumer Financial Protection Bureau (CFPB) recently settled claims

Stripe’s Bridge Seeks National Trust Charter for Stablecoins
Digital Banking & Payments Stripe’s Bridge Seeks National Trust Charter for Stablecoins

In a rapidly evolving digital finance landscape, the intersection of cryptocurrency and regulatory frameworks is becoming a focal point for innovation and debate, particularly as stablecoins gain prominence as a potential cornerstone of modern financial systems. A recent development has thrust this

Why Is Crypto Payment Use Declining in the U.S.?
Digital Banking & Payments Why Is Crypto Payment Use Declining in the U.S.?

Diving into the Downturn: Unpacking Crypto Payment Trends In a landscape where digital innovation is reshaping financial systems, a startling statistic emerges: only 1.9% of U.S. consumers used cryptocurrency for payments in the most recent survey data, reflecting a persistent drop. This figure

Fed Appeals Court Ruling on Debit Card Fee Regulations
Digital Banking & Payments Fed Appeals Court Ruling on Debit Card Fee Regulations

Setting the Stage: The High Stakes of Debit Card Fees Imagine a small retailer in rural America swiping a debit card for a $10 purchase, only to lose a significant chunk of that revenue to transaction fees—costs that accumulate into billions annually across the retail sector, highlighting a

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