Embedded finance is revolutionizing the way small businesses access funding by integrating financial services directly into non-financial platforms, streamlining processes, and enhancing accessibility. This innovative approach has transformed the landscape of small business financing, making it
As the financial services industry evolves towards greater openness, transparency across core banking systems and Banking-as-a-Service (BaaS) platforms becomes increasingly crucial. This trend reflects a broader movement toward openness, whether it be in the realms of open-source software, open
AperiData has garnered significant attention recently, having been officially recognized as an Open Banking provider. With this recognition, the company has been added to the Crown Commercial Service’s (CCS) Open Banking Dynamic Purchasing System (DPS). This development carries profound i
The burgeoning field of embedded finance has gained notable traction in the Philippines, transforming the way financial services are integrated into everyday business operations across various sectors. According to the Philippines Fintech Report 2024, the industry is slated to expand at an
The fintech industry in 2024 is in the midst of transformative changes driven by significant technological trends and innovations. These trends are revolutionizing financial services, making them more efficient, secure, and customer-centric. Amid the myriad advancements, the role of Artificial
The financial technology (fintech) sector is currently undergoing a profound transformation driven by the advent of open banking. This revolutionary concept allows third-party providers regulated access to customer data held by financial institutions, thereby paving the way for unprecedented