In an era where digital transformation dictates the pace of industry evolution, embedded finance has emerged as a revolutionary force in the banking sector, seamlessly weaving financial services into the fabric of everyday digital platforms. Thread Bank, a progressive community bank, is leading
In a transformative wave sweeping through Australia's financial sector, open banking is redefining the dynamics of the massive $3 trillion mortgage market, with brokers emerging as the driving force behind this digital revolution. Enabled by the Consumer Data Right (CDR) framework, which has been
The landscape of financial services is experiencing a seismic shift, driven by the emergence of generative artificial intelligence (Gen AI) conversational apps that promise to redefine how individuals engage with banking. Picture a scenario where a banking app doesn’t merely process transactions
As the U.S. economy navigates through the early months of 2025, a palpable sense of anticipation surrounds the Federal Reserve’s potential decision to cut interest rates, a move that could fundamentally alter the financial terrain for businesses and consumers alike. Fed Chair Jerome Powell’s recent
In an era where digital transactions are the backbone of global economies, the alarming rise of identity fraud, fueled by sophisticated AI technologies, poses a significant threat to enterprises and consumers alike, with account-opening fraud skyrocketing by a staggering 300% year over year. As
I'm thrilled to sit down with Kofi Ndaikate, a renowned expert in the fintech industry with deep knowledge in areas ranging from blockchain and cryptocurrency to regulatory frameworks and policy. Today, we’re diving into the recent acquisition of Signal, a UK-based customer experience consultancy,
