Trends & Innovation

How Will Embedded Finance Transform the Financial Industry?
Trends & Innovation How Will Embedded Finance Transform the Financial Industry?

Embedded finance is a rapidly developing sector within the financial industry characterized by the integration of banking and financial products and services into the platforms of nonfinancial companies (NFCs) or fintech firms. This integration enables businesses that traditionally offered only

How Will Open Banking Revolutionize the Future of Payments?
Trends & Innovation How Will Open Banking Revolutionize the Future of Payments?

Open banking is poised to revolutionize the financial sector, particularly the payment landscape. By leveraging open application programming interfaces (APIs), open banking facilitates seamless data exchange between banks, fintech companies, and other financial participants. This shift from

Top 10 Checking Accounts for January 2025: Best Features and Benefits
Trends & Innovation Top 10 Checking Accounts for January 2025: Best Features and Benefits

Choosing the right checking account can significantly impact your financial well-being in 2025. With so many options available, it's important to understand the features and benefits that make a checking account stand out to make an informed decision. Evaluating key factors such as fees, interest

Toqio Expands Leadership Team as B2B Embedded Finance Market Booms
Trends & Innovation Toqio Expands Leadership Team as B2B Embedded Finance Market Booms

Toqio, a prominent technology platform specializing in B2B embedded finance, has recently announced the addition of two senior hires in the UK and Spain amidst a rapidly growing market. The company strategically appointed Marcello Silvestri as the Head of Sales in the UK and Yan Rocubert Paredes as

Are Banks Prepared for the AI-Driven Open Banking Era?
Trends & Innovation Are Banks Prepared for the AI-Driven Open Banking Era?

Banks' Readiness for Open Banking Recognizing Importance, Facing Unpreparedness Many banks concede the critical nature of open banking to their longevity, with 74% of global banks and a marginally lesser 66% of those in the US affirming its necessity for future success. However, accepting the

How is Digital Identity Transforming Financial Services Today?
Trends & Innovation How is Digital Identity Transforming Financial Services Today?

Digital identity is revolutionizing the financial services industry by offering enhanced security, improved user experience, and streamlined regulatory compliance. As financial institutions increasingly adopt digital identity solutions, they become better equipped to protect against fraud, meet

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