Sarah Vainstein

Sarah Vainstein

Fintech Innovation Expert
Sarah Vainstein is a fintech expert with a keen interest in banking. She explores various topics, ranging from the impact of digital transformation on traditional banking to the rise of decentralized finance (DeFi). Her analytical approach provides valuable perspectives and guidance on the application of Fintech.
Payments Power 50 2026 Opens Nominations for Innovators
Digital Banking & Payments Payments Power 50 2026 Opens Nominations for Innovators

Why this nomination window matters to the market Nominations opening for a program that honors 40 companies and 10 leaders might look like standard industry fanfare, yet the timing and criteria signal a deeper market shift: value now accrues to operators who prove resilience, regulatory readiness,

Predicting US Market Downturns with News Sentiment Analysis
Lending & Investment Predicting US Market Downturns with News Sentiment Analysis

What if the seeds of a market crash were buried in the tone of today’s news? In a world where the S&P 500 can plummet 30% in weeks, as seen during the COVID-19 crisis, the race to predict the next financial storm is more urgent than ever. Every day, thousands of articles flood the internet, shaping

Tidalwave Secures $22M to Revolutionize AI Mortgage Automation
Lending & Investment Tidalwave Secures $22M to Revolutionize AI Mortgage Automation

What if the daunting, weeks-long ordeal of securing a mortgage could be transformed into a seamless, days-long process with the help of cutting-edge technology? In an industry often criticized for its sluggish pace and outdated methods, Tidalwave, a pioneering mortgage technology firm, is making

How Zilch Redefines Fan Payments with Arsenal Partnership?
Digital Banking & Payments How Zilch Redefines Fan Payments with Arsenal Partnership?

Diving into the evolving landscape of fintech and consumer payment solutions, I’m thrilled to sit down with Kofi Ndaikate, a seasoned expert whose insights span blockchain, cryptocurrency, and regulatory frameworks. Today, we’re exploring an exciting development in the fintech space: Zilch’s

Beware Ghost Tapping: Protect Your Mobile Wallet Now
Digital Banking & Payments Beware Ghost Tapping: Protect Your Mobile Wallet Now

Imagine stepping onto a crowded subway during rush hour, your phone tucked loosely in your pocket, only to later discover an unauthorized charge on your mobile wallet that you never approved. This unsettling scenario is becoming a reality for some due to a deceptive scam known as ghost tapping.

WealthTech System Integration – Review
Lending & Investment WealthTech System Integration – Review

Setting the Stage for WealthTech Challenges In an era where efficiency defines success in wealth management, a staggering 33% of UK wealth managers juggle 10 or more technology systems daily, while 86% rely on at least four. This fragmented technological landscape creates a labyrinth of

Central Banks Unite to Revolutionize FX Settlements
Digital Banking & Payments Central Banks Unite to Revolutionize FX Settlements

What happens when the backbone of global trade—cross-border money transfers—grinds to a halt under the weight of inefficiency and risk? Every day, trillions of dollars flow across borders in foreign exchange (FX) transactions, yet delays, high costs, and settlement uncertainties continue to plague

How Is ClearToken Revolutionizing Digital Asset Settlement?
Regulatory & Compliance How Is ClearToken Revolutionizing Digital Asset Settlement?

In the fast-evolving world of digital finance, inefficiencies in asset settlement have long posed a significant barrier to market growth, with pre-funding requirements tying up billions in capital and counterparty risks looming over every transaction. Enter ClearToken, a London-based digital asset

Why Is AI the Core of Banking at Backbase Engage 2025?
Lending & Investment Why Is AI the Core of Banking at Backbase Engage 2025?

What happens when technology doesn’t just support banking but completely redefines it? At Backbase Engage in London this year, the answer became crystal clear: artificial intelligence (AI) has evolved from a helpful tool to the very core of financial systems, unveiling a seismic shift that is

Clear Junction Promotes Teresa Cameron to CEO in Strategic Shift
Trends & Innovation Clear Junction Promotes Teresa Cameron to CEO in Strategic Shift

In an era where fintech companies are rapidly reshaping the global financial landscape, a significant leadership transition at a key player in cross-border payments has caught the industry’s attention, marking a pivotal moment for Clear Junction. This prominent provider of banking and payments

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