Sarah Vainstein

Sarah Vainstein

Fintech Innovation Expert
Sarah Vainstein is a fintech expert with a keen interest in banking. She explores various topics, ranging from the impact of digital transformation on traditional banking to the rise of decentralized finance (DeFi). Her analytical approach provides valuable perspectives and guidance on the application of Fintech.
How Fintech Startups Are Adapting to the 2025 Funding Slowdown
Editorial How Fintech Startups Are Adapting to the 2025 Funding Slowdown

The years 2021 and 2022 saw the boom of fintech startups. Investors poured money into them, and their valuations skyrocketed under the ethos of growth at any cost. But in 2025, everything changed. According to CB Insights , sector investment dropped by 25% to $7.3 billion in Q3 2024, marking a

How Will Mastercard and enza Transform African Fintech?
Trends & Innovation How Will Mastercard and enza Transform African Fintech?

The increasing pace of technological innovation in Africa has presented unprecedented opportunities and challenges, especially in the fintech arena. Mastercard and enza have announced a strategic collaboration that promises to reshape the fintech landscape across the continent. This partnership

Pension Fund Risks Varied by Country and Asset Factors
Lending & Investment Pension Fund Risks Varied by Country and Asset Factors

In the dynamic arena of global finance, pension funds function as vital instruments ensuring financial security for retirees across the globe. With the landscape continuously evolving due to various economic forces, an analysis of the world’s largest pension systems unveils a fascinating portrait

POS Software Integration – Review
Digital Banking & Payments POS Software Integration – Review

In today's rapidly evolving business environment, small and medium-sized enterprises (SMBs) are continuously seeking innovative solutions to enhance their operational efficiency and customer engagement. One such cutting-edge technology is the integration of point-of-sale (POS) software, which has

AI in Banking Solutions – A Review
Lending & Investment AI in Banking Solutions – A Review

Artificial intelligence (AI) has emerged as a transformative force in various industries, with its presence notably felt in the banking sector. This digital evolution is reshaping how banks operate, offering dynamic solutions and new avenues for growth. In a competitive environment where customer

PayPal Launches PYUSD on Stellar for Global Payments Revolution
Digital Banking & Payments PayPal Launches PYUSD on Stellar for Global Payments Revolution

In an ambitious move aimed at reshaping the landscape of global financial transactions and digital payments, PayPal has taken a groundbreaking step by deploying its USD-backed stablecoin, PayPal USD (PYUSD), on the Stellar blockchain. This strategic integration unveils a new chapter in PayPal's

Can CAF Bank Overcome Its Online Banking Challenges?
Digital Banking & Payments Can CAF Bank Overcome Its Online Banking Challenges?

The digital transition undertaken by CAF Bank has presented significant challenges, testing the organization's relationship with its charity clients. As part of the Charities Aid Foundation, CAF Bank recently transitioned to a new online banking system aimed at improving its service offerings.

Automated Money Market Platforms – A Review
Lending & Investment Automated Money Market Platforms – A Review

In the evolving landscape of financial technology, automated money market platforms have emerged as a transformative force in cash management. With the modern finance sector characterized by rapid shifts and increasing complexity, these platforms present a compelling solution by integrating

Froda and Mimo Transform UK SME Financing with New Initiative
Trends & Innovation Froda and Mimo Transform UK SME Financing with New Initiative

In a bold attempt to redefine financial dynamics for small businesses, the embedded financing collaboration between fintech platform Froda and innovative startup Mimo is reshaping the market landscape for UK SMEs and beyond. As SMEs have historically battled cumbersome processes stemming from

Are You Compliant With the Latest AML Guidance?
Regulatory & Compliance Are You Compliant With the Latest AML Guidance?

As regulations tighten globally, the latest Anti-Money Laundering (AML) guidance for the legal sector introduces new measures and procedures that firms must adopt to protect against fraudulent activities. With the increasing complexity surrounding AML practices, law firms face a daunting task to

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