Sarah Vainstein

Sarah Vainstein

Fintech Innovation Expert
Sarah Vainstein is a fintech expert with a keen interest in banking. She explores various topics, ranging from the impact of digital transformation on traditional banking to the rise of decentralized finance (DeFi). Her analytical approach provides valuable perspectives and guidance on the application of Fintech.
Meghalaya Boosts Rural Cyber Fraud Awareness Campaigns
Regulatory & Compliance Meghalaya Boosts Rural Cyber Fraud Awareness Campaigns

In the picturesque hills of Meghalaya, a silent battle is being waged against a growing menace that threatens the financial security of rural communities—cyber fraud. As digital transactions become more commonplace even in remote areas, the risk of falling victim to online scams has escalated,

How Are Banks Investing $100B in Blockchain Since 2020?
Blockchain & Cryptocurrency How Are Banks Investing $100B in Blockchain Since 2020?

In a remarkable shift within the financial sector, traditional banks have poured over $100 billion into blockchain infrastructure since 2020, marking a transformative pivot toward decentralized technologies that promise to redefine the industry. This staggering investment reflects a growing

OCBC Q2 2025: Net Profit Drops 7% Amid Rate Challenges
Lending & Investment OCBC Q2 2025: Net Profit Drops 7% Amid Rate Challenges

In a financial landscape increasingly shaped by fluctuating interest rates, Singapore’s Oversea-Chinese Banking Corporation (OCBC) has reported a notable 7% decline in net profit for the second quarter, amounting to S$1.82 billion, or roughly $1.4 billion. This downturn, announced on August 4,

How Are Law Firms Linked to Singapore's $3B Money Laundering?
Regulatory & Compliance How Are Law Firms Linked to Singapore's $3B Money Laundering?

In a staggering financial scandal that has rocked Singapore, a $3 billion money laundering case has unveiled deep ties to the legal sector, raising critical questions about the role of law firms in facilitating illicit transactions. This unprecedented case, one of the largest of its kind in the

IBSi Global FinTech Innovation Awards 2025 Now Open for Noms
Digital Banking & Payments IBSi Global FinTech Innovation Awards 2025 Now Open for Noms

Setting the Stage for FinTech Excellence Imagine a world where financial transactions are seamless, secure, and tailored to individual needs, driven by technologies that redefine how banks and institutions operate, and the IBSi Global FinTech Innovation Awards stand at the forefront of recognizing

Can BlockDAG’s $0.0016 Presale Outshine Dogecoin and AVAX?
Blockchain & Cryptocurrency Can BlockDAG’s $0.0016 Presale Outshine Dogecoin and AVAX?

I'm thrilled to sit down with Kofi Ndaikate, a renowned expert in the Fintech space, whose deep knowledge of blockchain, cryptocurrency, regulation, and policy has made him a trusted voice in this fast-evolving industry. Today, we’ll dive into the exciting developments surrounding BlockDAG, the

How Did Doopla Pioneer Regulated Crowdfunding in Mexico?
Lending & Investment How Did Doopla Pioneer Regulated Crowdfunding in Mexico?

In the evolving financial landscape of Mexico, where traditional banking systems often burden borrowers with exorbitant interest rates and leave investors with meager returns, a transformative idea emerged to bridge this gap. Doopla, a groundbreaking crowdfunding platform, was founded in 2015 by

What Does a Senior Specialist Card Systems Role Entail at CRDB?
Lending & Investment What Does a Senior Specialist Card Systems Role Entail at CRDB?

In the rapidly evolving landscape of financial technology, roles that bridge technical expertise with strategic oversight are becoming increasingly vital for banks aiming to stay competitive. Imagine a scenario where seamless card transactions, from swiping at a POS terminal to withdrawing cash at

How Is KBRA Rating the BX 2025-BCAT CMBS Deal?
Lending & Investment How Is KBRA Rating the BX 2025-BCAT CMBS Deal?

In the constantly evolving landscape of financial transactions, the BX 2025-BCAT deal emerges as a significant endeavor within commercial mortgage-backed securities (CMBS). At its core lies a colossal $1.4 billion floating-rate, interest-only mortgage loan, intricately tied to a diversified

XRP's Key Role in Global Payments Amid Rise of Stablecoins
Digital Banking & Payments XRP's Key Role in Global Payments Amid Rise of Stablecoins

In the ever-evolving realm of digital finance, the advent of stablecoins has presented new dynamics and opportunities for cryptocurrencies like XRP to showcase their unique strengths. While stablecoins such as RLUSD gain traction for their fiat-backed stability, XRP plays a critical role in

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