Sarah Vainstein

Sarah Vainstein

Fintech Innovation Expert
Sarah Vainstein is a fintech expert with a keen interest in banking. She explores various topics, ranging from the impact of digital transformation on traditional banking to the rise of decentralized finance (DeFi). Her analytical approach provides valuable perspectives and guidance on the application of Fintech.
Illini Football and Credit Unions: United by Community and Persistence
Lending & Investment Illini Football and Credit Unions: United by Community and Persistence

Many might not immediately see connections between the University of Illinois Football's 2024 season and the credit union industry, but both realms offer compelling narratives about community, underdog spirit, and persistence. The concept of 'famILLy,' combining "family

Is Alberta Energy Regulator Underreporting Oil Sands Tailings Spills?
Regulatory & Compliance Is Alberta Energy Regulator Underreporting Oil Sands Tailings Spills?

In a recent study by ecologist Dr. Kevin Timoney, the Alberta Energy Regulator (AER) has been accused of systematically underreporting the number and volume of tailings spills in northeastern Alberta. The report scrutinized data from 514 bitumen tailings spills documented by the AER, challenging

Arthur Hayes Predicts Crypto Peak in March 2025, Followed by Correction
Blockchain & Cryptocurrency Arthur Hayes Predicts Crypto Peak in March 2025, Followed by Correction

Arthur Hayes, the former CEO of BitMEX, has made a bold forecast for the cryptocurrency market, predicting a peak in mid-March 2025 followed by a severe correction. His prediction is based on an analysis of US dollar liquidity dynamics and their impact on global financial markets, particularly the

Are You Eligible for the 2025 GST and HST Credit Payments in Canada?
Lending & Investment Are You Eligible for the 2025 GST and HST Credit Payments in Canada?

Tomorrow marks the beginning of the first GST (Goods and Services Tax) and HST (Harmonized Sales Tax) credit benefit payments in Canada for 2025, a significant relief effort targeted at low- to middle-income earners struggling with the tax burden. These payments are designed to ease financial

Revolutionizing Global Trade: Merging Supply Chain with Cryptocurrency
Blockchain & Cryptocurrency Revolutionizing Global Trade: Merging Supply Chain with Cryptocurrency

The article "The Intersection of Supply Chain Management and Cryptocurrency: Revolutionizing Global Trade" by Jack Rayles explores how integrating cryptocurrency and blockchain technology with supply chain management may address longstanding challenges in global trade. As businesses

How Can Modern Enterprises Build a Robust AI and ML Ecosystem?
Lending & Investment How Can Modern Enterprises Build a Robust AI and ML Ecosystem?

In today's tech-centric world, artificial intelligence (AI) and machine learning (ML) initiatives have become integral to business operations across various industries. The rapid adoption of AI and ML makes it increasingly rare to find entities unaffected by these technologies. The

How Will Embedded Finance Transform the Financial Industry?
Trends & Innovation How Will Embedded Finance Transform the Financial Industry?

Embedded finance is a rapidly developing sector within the financial industry characterized by the integration of banking and financial products and services into the platforms of nonfinancial companies (NFCs) or fintech firms. This integration enables businesses that traditionally offered only

Crypto Groups Challenge IRS Over New DeFi Reporting Regulations
Blockchain & Cryptocurrency Crypto Groups Challenge IRS Over New DeFi Reporting Regulations

The recently introduced regulations by the U.S. Internal Revenue Service (IRS) and the Treasury Department have stirred significant controversy within the cryptocurrency community, particularly concerning decentralized finance (DeFi) platforms. The new rules, effective from 2027, expand the

How Can You Secure Your Crypto Assets from Hackers and Scammers?
Blockchain & Cryptocurrency How Can You Secure Your Crypto Assets from Hackers and Scammers?

The rise of cryptocurrencies has opened up a world of financial possibilities, giving investors and traders a new realm to explore and potentially profit from. However, with this comes the inevitable risk of cyber threats such as hacking, phishing, and scam tactics that aim to compromise your

How Is Money Laundering Evolving with Cryptocurrency Advances?
Regulatory & Compliance How Is Money Laundering Evolving with Cryptocurrency Advances?

Money laundering, the process of legitimizing illicitly obtained funds, has been transformed with the advent of cryptocurrency. The unique attributes of cryptocurrencies can complicate the tracking and tracing of transactions, providing a veil for illegal activities. This article delves into the

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