Sarah Vainstein

Sarah Vainstein

Fintech Innovation Expert
Sarah Vainstein is a fintech expert with a keen interest in banking. She explores various topics, ranging from the impact of digital transformation on traditional banking to the rise of decentralized finance (DeFi). Her analytical approach provides valuable perspectives and guidance on the application of Fintech.
Is Phygital Banking the Future of Customer Experience?
Digital Banking & Payments Is Phygital Banking the Future of Customer Experience?

In the rapidly evolving landscape of financial services, the concept of "phygital" banking emerges as a strategic imperative for institutions aiming to create seamless customer experiences. This blend of physical and digital banking services seeks to cater to modern consumer demands by merging

Easypay vs. Postbank: Transforming SASSA Grant Disbursements
Digital Banking & Payments Easypay vs. Postbank: Transforming SASSA Grant Disbursements

Millions of South Africans depend on SASSA grants to sustain their daily lives, and the method of disbursement plays a crucial role in ensuring seamless access to these vital funds. Two leading platforms emerge as significant players in this realm: the traditional Postbank system and the modern

Will AI Transform Financial Compliance and SEC Reporting?
Regulatory & Compliance Will AI Transform Financial Compliance and SEC Reporting?

Focus Universal is set to unveil a revolutionary AI-powered platform promised to transform SEC reporting in the sphere of financial compliance. Positioned as a disruptor in an industry known for its complexity, Focus Universal, with the NASDAQ ticker symbol FCUV, is poised to enhance efficiency

Intellect's eMACH.ai Secures First U.S. Core Banking Deal
Digital Banking & Payments Intellect's eMACH.ai Secures First U.S. Core Banking Deal

Kofi Ndaikate has built a reputation as a forward-thinking expert in Fintech, with a particular emphasis on blockchain and regulatory policies. Today, we explore the transformative potentials of Intellect Design Arena Ltd's eMACH.ai platform as it makes its debut in the US market. What led

GENIUS Act Spurs Stablecoin Boom in U.S. Financial Markets
Blockchain & Cryptocurrency GENIUS Act Spurs Stablecoin Boom in U.S. Financial Markets

The financial landscape in the United States has experienced a seismic shift with the introduction of the GENIUS Act, which has definitively influenced the growth and integration of stablecoins within the market. Stablecoins, offering a bridge between traditional financial systems and blockchain's

How Will Unified Governance Transform AI and Data Management?
Trends & Innovation How Will Unified Governance Transform AI and Data Management?

In the ever-evolving field of artificial intelligence and data management, organizations continually face the challenge of effectively managing both structured and unstructured data. Unstructured data, such as PDFs, emails, and transcripts, constitutes over 90% of enterprise data and often remains

Oregon's Pension Fund Bonuses Spark Debate Amid Losses
Lending & Investment Oregon's Pension Fund Bonuses Spark Debate Amid Losses

In the intricate world of public finance and investments, recent attention on Oregon's pension fund bonuses has ignited debate and scrutiny. The controversy centers on the Oregon Treasury's Investment Management Division following a tumultuous fiscal year, during which the state's public pension

Orange Cyberdefense Acquires Ensec to Expand in Switzerland
Regulatory & Compliance Orange Cyberdefense Acquires Ensec to Expand in Switzerland

In today's rapidly evolving digital landscape, ensuring robust cybersecurity measures has become a critical priority for businesses across various sectors. As cyber threats grow increasingly sophisticated, companies like Orange Cyberdefense are taking decisive steps to enhance their cyber defense

Cloud-Native Banking: Transforming the Future of Finance
Lending & Investment Cloud-Native Banking: Transforming the Future of Finance

In a dynamic landscape where technology redefines the contours of banking, cloud-native platforms signal a paradigm shift that financial institutions cannot afford to overlook. As banks across the globe confront the limitations of traditional systems, cloud-native technology emerges as a beacon of

UK FCA Proposes New Protections for Buy Now, Pay Later Market
Trends & Innovation UK FCA Proposes New Protections for Buy Now, Pay Later Market

In the rapidly evolving landscape of financial technology, Buy Now, Pay Later (BNPL) services represent a significant shift in consumer borrowing and purchasing behavior. Here to shed light on the recent proposals from the UK’s Financial Conduct Authority (FCA) is Kofi Ndaikate, a seasoned expert

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