Sarah Vainstein

Sarah Vainstein

Fintech Innovation Expert
Sarah Vainstein is a fintech expert with a keen interest in banking. She explores various topics, ranging from the impact of digital transformation on traditional banking to the rise of decentralized finance (DeFi). Her analytical approach provides valuable perspectives and guidance on the application of Fintech.
How Can Fintech GCCs Safeguard Data Amid Rising Cyber Threats?
Regulatory & Compliance How Can Fintech GCCs Safeguard Data Amid Rising Cyber Threats?

As the fintech sector undergoes a rapid transformation fueled by technological advancements like artificial intelligence (AI), blockchain, and cloud computing, the role of Global Capability Centers (GCCs) has become more prominent and complex. These centers now handle vast amounts of sensitive

NatWest and Visa Launch Travel Credit Card With Cashback Rewards
Lending & Investment NatWest and Visa Launch Travel Credit Card With Cashback Rewards

In an exciting development for travel enthusiasts, NatWest Group has partnered with global payments leader Visa to introduce a new travel credit card that provides significant benefits for UK consumers. This launch comes at an ideal time as travel activity experiences a resurgence post-pandemic.

Mobile Payments: Transforming Global Transactions and Future Trends
Digital Banking & Payments Mobile Payments: Transforming Global Transactions and Future Trends

Mobile payment systems have undergone an extraordinary transformation, becoming indispensable tools in today's digital economy. Born in the early 2000s, these systems gained significant traction with the advent of smartphones and mobile internet, turning the once-niche technology into a global

Crypto Market Surges Amid Fed Rate Cut Hints and Bitcoin Supply Drop
Blockchain & Cryptocurrency Crypto Market Surges Amid Fed Rate Cut Hints and Bitcoin Supply Drop

In recent weeks, the global cryptocurrency market has observed a remarkable surge, driven by a confluence of economic, political, and market-specific factors. These dynamic influences are setting the stage for both excitement and cautious optimism among investors. Recent developments have

How Is DBS Using Blockchain to Improve Government Grant Disbursement?
Blockchain & Cryptocurrency How Is DBS Using Blockchain to Improve Government Grant Disbursement?

DBS Bank has made groundbreaking strides in using blockchain technology to streamline the disbursement of government grants in Singapore. During the Singapore Fintech Festival 2023, DBS, in collaboration with Enterprise Singapore and the Singapore Fintech Association, piloted a blockchain-based

Is State Street's Tokenization Focus the Future of Financial Assets?
Blockchain & Cryptocurrency Is State Street's Tokenization Focus the Future of Financial Assets?

State Street, one of the world's largest custody banks, has made a strategic decision that could shape the future of financial assets. By opting to prioritize the tokenization of traditional assets over direct cryptocurrency custody, the bank navigates a complex regulatory landscape while

Is State Street's Focus on Tokenization a Response to Regulatory Hurdles?
Blockchain & Cryptocurrency Is State Street's Focus on Tokenization a Response to Regulatory Hurdles?

State Street, one of the world's largest custody banks, managing a staggering $44.3 trillion in assets, is making a significant strategic shift towards the tokenization of traditional assets. This move comes amidst growing regulatory challenges in the U.S., particularly in the realm of

Apple Expands NFC Access to Third-Party Developers with iOS 18.1 Update
Digital Banking & Payments Apple Expands NFC Access to Third-Party Developers with iOS 18.1 Update

Apple has long been known for its closed ecosystem, particularly when it comes to its proprietary technologies. However, this is set to change with the release of iOS 18.1. In a significant move, Apple is expanding access to its near-field communication (NFC) technology, enabling third-party app

MAS Leads Initiative to Quantum-Proof Financial Services Cybersecurity
Regulatory & Compliance MAS Leads Initiative to Quantum-Proof Financial Services Cybersecurity

The rapidly progressing field of quantum computing promises to revolutionize many industries, but it also poses significant cybersecurity threats to existing cryptographic frameworks. Recognizing this impending risk, the Monetary Authority of Singapore (MAS) has spearheaded a collaborative

How Does Bankjoy Elevate Digital Banking for Missouri Central CU?
Digital Banking & Payments How Does Bankjoy Elevate Digital Banking for Missouri Central CU?

Missouri Central Credit Union (MCCU), founded in 1931, is taking a significant step forward in its digital banking capabilities through a strategic partnership with Bankjoy, a premier banking technology vendor based in the United States. This collaboration signifies an intentional move towards

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