Sarah Vainstein

Sarah Vainstein

Fintech Innovation Expert
Sarah Vainstein is a fintech expert with a keen interest in banking. She explores various topics, ranging from the impact of digital transformation on traditional banking to the rise of decentralized finance (DeFi). Her analytical approach provides valuable perspectives and guidance on the application of Fintech.
Bank-Integrated Investing – Review
Lending & Investment Bank-Integrated Investing – Review

The quiet migration of customer funds from traditional savings accounts to sleek third-party investment apps has forced community banks to fundamentally rethink their digital strategy and fight to remain the center of their customers' financial lives. Bank-integrated investing represents a

Is Banker-Blockchain Synergy the Future of Payments?
Digital Banking & Payments Is Banker-Blockchain Synergy the Future of Payments?

The international financial landscape, long defined by cumbersome and expensive systems for cross-border payments, is undergoing a seismic shift driven by the powerful and strategic alliances forming between established banking institutions and pioneering blockchain companies. This collaboration is

Lloyds Navigates Rate Cuts and Major Motor Finance Risk
Lending & Investment Lloyds Navigates Rate Cuts and Major Motor Finance Risk

Lloyds Banking Group is currently navigating a period of profound contradiction, where a year of remarkable success for shareholders is being overshadowed by gathering storm clouds that threaten its financial outlook. While the bank celebrated a formidable stock rally and the completion of a

Socure Acquires Qlarifi to Modernize BNPL Credit Reporting
Digital Banking & Payments Socure Acquires Qlarifi to Modernize BNPL Credit Reporting

As the global Buy Now, Pay Later market charges toward a projected $700 billion valuation by 2028, a critical infrastructure gap has emerged, casting a shadow over the sector's explosive growth and leaving both lenders and consumers vulnerable. In a strategic move to address this, identity

Tuum Taps Bhavna Rishi to Scale Partner Ecosystem
Lending & Investment Tuum Taps Bhavna Rishi to Scale Partner Ecosystem

As the digital finance landscape evolves, the competitive edge for core banking providers is shifting from standalone technology to the strategic power of a collaborative global network. In a significant move toward ecosystem-led growth, Tuum has appointed Bhavna Rishi as its new Global Head of

What Will Retail Payments Look Like in 2026?
Digital Banking & Payments What Will Retail Payments Look Like in 2026?

The anticipated state of the retail payments sector in the coming year is poised not for an abrupt, disruptive revolution but for a period of steady and meaningful evolution that will fundamentally reshape the checkout experience. This transformation is being driven by the deeper integration of key

Will Solana Power the Future of Wall Street?
Blockchain & Cryptocurrency Will Solana Power the Future of Wall Street?

A landmark transaction involving a titan of traditional finance and a public blockchain network recently demonstrated that the digital transformation of capital markets is not a distant concept but a present-day reality. The successful issuance of tokenized commercial paper by JPMorgan on the

Will This Merger Create a Church Tech Powerhouse?
Digital Banking & Payments Will This Merger Create a Church Tech Powerhouse?

A New Giant Emerges: Unpacking the Vanco and ACS Technologies Merger The church technology landscape has just been reshaped by a landmark deal that signals a powerful shift toward integrated, all-in-one digital solutions for faith-based organizations. Vanco, a leader in online payment processing

Why Are Payment Giants Embracing Stablecoins?
Digital Banking & Payments Why Are Payment Giants Embracing Stablecoins?

With a deep understanding of the intricate dance between financial regulation and technological innovation, Kofi Ndaikate has become a leading voice on the integration of digital currencies into mainstream payments. As giants from Visa to Klarna make significant moves into the stablecoin space, his

Google Begins $700M Payout in Play Store Antitrust Case
Digital Banking & Payments Google Begins $700M Payout in Play Store Antitrust Case

A Landmark Settlement Unfolds: What This Payout Means for Millions Google is officially setting in motion the distribution of a historic $700 million settlement, marking a pivotal moment in the long-running antitrust battle over its Google Play store. The process, which began this week, will see

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