Sarah Vainstein

Sarah Vainstein

Fintech Innovation Expert
Sarah Vainstein is a fintech expert with a keen interest in banking. She explores various topics, ranging from the impact of digital transformation on traditional banking to the rise of decentralized finance (DeFi). Her analytical approach provides valuable perspectives and guidance on the application of Fintech.
How Did UK's Buy-to-Let Loans Surge So Dramatically?
Trends & Innovation How Did UK's Buy-to-Let Loans Surge So Dramatically?

A remarkable trend has emerged within the UK's buy-to-let (BTL) mortgage market in the first quarter of 2025, with a substantial surge in loan activity capturing the attention of investors and industry leaders alike. The market's dynamism is driven by a confluence of favorable conditions, strategic

How Does Emirates NBD Fight Financial Fraud Together?
Regulatory & Compliance How Does Emirates NBD Fight Financial Fraud Together?

In a landscape where digital banking has transformed consumer experiences, the threat of financial fraud has grown exponentially. Emirates NBD, a prominent banking group in the MENAT region, has taken a formidable stand against fraud through its campaign, #UnitedAgainstFraud. Developed in concert

XRP's Rise Fuels Global Payment Evolution with RI Mining AI
Blockchain & Cryptocurrency XRP's Rise Fuels Global Payment Evolution with RI Mining AI

The financial world is undergoing a seismic shift as cryptocurrencies like XRP reshape payment systems, laying the groundwork for revolutionized financial transactions. This analysis delves into the dynamics propelling XRP to the forefront of global finance, particularly highlighting the impact of

Is Phygital Banking the Future of Customer Experience?
Digital Banking & Payments Is Phygital Banking the Future of Customer Experience?

In the rapidly evolving landscape of financial services, the concept of "phygital" banking emerges as a strategic imperative for institutions aiming to create seamless customer experiences. This blend of physical and digital banking services seeks to cater to modern consumer demands by merging

Easypay vs. Postbank: Transforming SASSA Grant Disbursements
Digital Banking & Payments Easypay vs. Postbank: Transforming SASSA Grant Disbursements

Millions of South Africans depend on SASSA grants to sustain their daily lives, and the method of disbursement plays a crucial role in ensuring seamless access to these vital funds. Two leading platforms emerge as significant players in this realm: the traditional Postbank system and the modern

Will AI Transform Financial Compliance and SEC Reporting?
Regulatory & Compliance Will AI Transform Financial Compliance and SEC Reporting?

Focus Universal is set to unveil a revolutionary AI-powered platform promised to transform SEC reporting in the sphere of financial compliance. Positioned as a disruptor in an industry known for its complexity, Focus Universal, with the NASDAQ ticker symbol FCUV, is poised to enhance efficiency

Intellect's eMACH.ai Secures First U.S. Core Banking Deal
Digital Banking & Payments Intellect's eMACH.ai Secures First U.S. Core Banking Deal

Kofi Ndaikate has built a reputation as a forward-thinking expert in Fintech, with a particular emphasis on blockchain and regulatory policies. Today, we explore the transformative potentials of Intellect Design Arena Ltd's eMACH.ai platform as it makes its debut in the US market. What led

GENIUS Act Spurs Stablecoin Boom in U.S. Financial Markets
Blockchain & Cryptocurrency GENIUS Act Spurs Stablecoin Boom in U.S. Financial Markets

The financial landscape in the United States has experienced a seismic shift with the introduction of the GENIUS Act, which has definitively influenced the growth and integration of stablecoins within the market. Stablecoins, offering a bridge between traditional financial systems and blockchain's

How Will Unified Governance Transform AI and Data Management?
Trends & Innovation How Will Unified Governance Transform AI and Data Management?

In the ever-evolving field of artificial intelligence and data management, organizations continually face the challenge of effectively managing both structured and unstructured data. Unstructured data, such as PDFs, emails, and transcripts, constitutes over 90% of enterprise data and often remains

Oregon's Pension Fund Bonuses Spark Debate Amid Losses
Lending & Investment Oregon's Pension Fund Bonuses Spark Debate Amid Losses

In the intricate world of public finance and investments, recent attention on Oregon's pension fund bonuses has ignited debate and scrutiny. The controversy centers on the Oregon Treasury's Investment Management Division following a tumultuous fiscal year, during which the state's public pension

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