Sarah Vainstein

Sarah Vainstein

Fintech Innovation Expert
Sarah Vainstein is a fintech expert with a keen interest in banking. She explores various topics, ranging from the impact of digital transformation on traditional banking to the rise of decentralized finance (DeFi). Her analytical approach provides valuable perspectives and guidance on the application of Fintech.
How Are New FinTech Regulations Shaping the Future of Global Finance?
Trends & Innovation How Are New FinTech Regulations Shaping the Future of Global Finance?

maIn 2024, the FinTech sector grappled with significant hurdles, particularly in prominent markets like the United States. Traditional financial institutions and dominant players, such as PayPal, overshadowed startups, limiting their growth opportunities. Meanwhile, emerging markets, including the

Peach Finance and Square Partner to Advance Credit Card Innovations
Trends & Innovation Peach Finance and Square Partner to Advance Credit Card Innovations

In an exciting development for the financial technology sector, Peach Finance and Square have announced a collaboration that is set to revolutionize credit card programs. This partnership leverages Peach Finance’s cutting-edge technology to bolster Square’s innovative credit card offerings. Peach Fi

Crypto Developer Sues Attorney General Over Non-Custodial Software Rights
Lending & Investment Crypto Developer Sues Attorney General Over Non-Custodial Software Rights

Michael Lewellen, a Texas-based cryptocurrency developer, has initiated a significant legal battle against U.S. Attorney General Merrick Garland. Filed on January 16, 2025, the lawsuit seeks a legal ruling to declare Lewellen's non-custodial software, Pharos, lawful and to protect him from

What Will Regulatory Scrutiny for Bank-Fintech Partnerships Look Like in 2025?
Regulatory & Compliance What Will Regulatory Scrutiny for Bank-Fintech Partnerships Look Like in 2025?

The future of bank-fintech partnerships is poised for significant regulatory scrutiny, especially as we approach 2025. The collapse of Synapse in 2024 has brought to light the inherent risks these collaborations carry, emphasizing the need for robust risk management and transparency. Over the past

Which Financial Trends Will Shape Markets and Innovation in 2024?
Blockchain & Cryptocurrency Which Financial Trends Will Shape Markets and Innovation in 2024?

In a rapidly changing world, financial markets and innovation are constantly evolving, and 2024 is set to bring significant shifts in the way we interact with and understand finance. Financial trends driven by technological advancements, regulatory updates, and changing economic behaviors will play

Future of Cryptocurrency in 2025: Regulation, Innovation, and Adoption
Blockchain & Cryptocurrency Future of Cryptocurrency in 2025: Regulation, Innovation, and Adoption

The landscape of cryptocurrency and digital assets is poised for transformative changes by 2025, driven by a blend of strategic regulatory frameworks, technological advancements, and increasing institutional involvement. Industry giants such as Revolut, Robinhood, and Fidelity Digital Assets have

Top Cryptocurrencies Under $1 with Huge Growth Potential by 2025
Blockchain & Cryptocurrency Top Cryptocurrencies Under $1 with Huge Growth Potential by 2025

The subject of analysis in this article is the potential of various cryptocurrencies trading under $1 that show promise for significant growth by 2025. The article highlights a variety of digital assets that remain affordable yet carry substantial potential in terms of innovation and technological

How Does HB 3388 Transform Oklahoma's Parental Choice Tax Credit Program?
Lending & Investment How Does HB 3388 Transform Oklahoma's Parental Choice Tax Credit Program?

House Bill 3388 has brought significant reforms to Oklahoma's Parental Choice Tax Credit Program, marking a substantial departure from its predecessor, HB 1934. The newly enacted HB 3388 intends to address pressing concerns from stakeholders and enhance the accessibility and scope of the

Fintech Solutions for Climate Resilience in Sinking Island Nations
Lending & Investment Fintech Solutions for Climate Resilience in Sinking Island Nations

Small island nations are facing an existential threat due to climate change. Rising sea levels are not only endangering their physical territories but also their cultural heritage and economic stability. As these nations grapple with these challenges, financial technology (fintech) emerges as a

Transforming Indian Banking with BaaS and AI Innovations
Trends & Innovation Transforming Indian Banking with BaaS and AI Innovations

India's banking landscape is undergoing a remarkable transformation, driven by the integration of Banking-as-a-Service (BaaS) and Artificial Intelligence (AI) innovations. This evolution is poised to position Indian banks as leaders in the global financial sector, catalyzing agility and a

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