With the dynamic world of fintech continuing to evolve, Kofi Ndaikate offers a deep well of expertise, particularly in the areas of blockchain, cryptocurrency, and regulatory policies. His knowledge is particularly relevant today as banks in Luxembourg prepare to meet important new verification
In the rapidly advancing digital economy, the integration of traditional financial services into digital platforms has emerged as a powerful trend. Embedded finance, which involves the incorporation of banking and payment services into non-financial applications, is revolutionizing the way
As financial technology evolves, UK consumers are increasingly embracing Open Banking payments and Variable Recurring Payments (VRPs), driven by the desire for more flexible and secure payment solutions. The growing acceptance of these innovative financial tools was highlighted in a recent study
The Canadian Investment Regulatory Organization (CIRO) is responding to the growing interest from investment dealers in taking part in the federal government’s forthcoming open banking initiative. This initiative aims to improve innovation within the banking sector by enabling bank customers to s
New Zealand's Inland Revenue Department (IR) is taking a significant step towards modernizing its payment processes by exploring the potential of open banking technologies. On February 10, IR published a request-for-information (RFI) to invite private-sector suppliers to contribute their
maIn 2024, the FinTech sector grappled with significant hurdles, particularly in prominent markets like the United States. Traditional financial institutions and dominant players, such as PayPal, overshadowed startups, limiting their growth opportunities. Meanwhile, emerging markets, including the
